Information, not advice: Golden Visa Indonesia is an independent editorial guide — not the Government of Indonesia, not the Directorate General of Immigration, and not a law firm or licensed adviser. Thresholds are USD-set, IDR-monitored, change by regulation, and apply case-by-case; figures are "last verified June 2026" — confirm at the e-Visa portal (evisa.imigrasi.go.id) and with licensed Indonesian immigration/tax counsel before acting. We never promise approval. If you engage a partner we introduce, that partner may pay us a referral fee at no cost to you.
Indonesia second home visa requirements are the hard conditions you must meet to qualify for a 5‑year or 10‑year Second Home stay permit (Izin Tinggal Kedua) in Indonesia. They now centre on showing wealth or income — not a fixed bank deposit — plus standard immigration checks and housing rules that changed significantly in 2024–2025.
As of 15 June 2026 [VERIFY], the Second Home Visa is:
– A long-stay, non-work stay permit (5 or 10 years) for high‑net‑worth foreigners and their families
– Often used as an “adjacent” route to the Golden Visa and Investor KITAS for people who want time in Indonesia without yet running a PT PMA or actively working here
This page walks the “machinery”: what to show, where the deposit went, what changed, and how to sequence your application in practice. Information, not advice; no promises of approval.
—
## What is Indonesia’s Second Home Visa?
Legally, the “Second Home Visa” is a limited stay permit category created by Indonesia’s immigration regulations for foreigners who:
– Intend to stay long term (5 or 10 years)
– Do **not** work or run a business on this visa
– Show a certain level of wealth, income, and housing in Indonesia
The base rules sit under:
– **Permenkumham No. 29 Tahun 2021** – general limited stay permit framework
– **Circulars and decisions of the Directorate General of Immigration, 2022–2025** – setting Second Home technical criteria
– Coordinating tax and fiscal rules under **UU HPP** and related PMK for long-stay foreigners
Because immigration and tax are being harmonised 2023–2026, you should treat every threshold as **time‑stamped and subject to change**. We flag them with [VERIFY] so you know to check again before you apply.
—
## Second Home Visa Requirements Indonesia: Snapshot
Below is a simplified requirements table based on public regulations, official releases, and practice-based experience as of 15 June 2026 [VERIFY].
| Item | 5‑Year Second Home | 10‑Year Second Home | Notes (as of 15 June 2026 [VERIFY]) |
|---|---|---|---|
| Base eligibility | Foreign citizen, no work in Indonesia, intends long stay, can show wealth/income and housing | Work = separate KITAS/KITAP; you cannot legally work on Second Home | |
| Minimum age | No explicit age in core regulation; practice focuses on adults (18+) | Children usually attached as dependants | |
| Financial proof | Wealth/income threshold lower than 10‑year route | Higher wealth/income threshold | Current amounts are policy-set, not in law text; check latest Ditjen Imigrasi publication [VERIFY] |
| Second home deposit Indonesia | Original fixed bank deposit requirement announced 2022; since 2023–2024 implementation has shifted to broader “proof of funds/wealth” | “Deposit” language still appears, but practice = overall wealth + housing proof [VERIFY] | |
| Housing requirement | Proof of housing in Indonesia (own or long lease; compliant with land rules) | No Hak Milik for foreigners; typically Hak Pakai or proper lease/title structure | |
| Visa validity | Up to 5 years | Up to 10 years | Can usually be extended; always discretionary |
| Work allowed? | No | Separate work permit/KITAS needed to be employed or run a PT PMA | |
| Family members | Spouse and children can follow as dependants | Each gets their own dependent stay permit; financials still checked at principal level | |
| Application route | e‑Visa (online), then ITAS (electronic stay permit) upon arrival | Fully digitalised process via official immigration system | |
| Processing time | Typically counted in working days once complete file is lodged | Service standards exist, but delays are common; no guarantees | |
All numbers and rules above are **directional**, based on current practice. Always cross‑check at application time.
—
## How the Second Home Visa Works (Structure, Not Sales)
### 5‑Year vs 10‑Year: What Changes?
In policy terms, both tiers are for high‑net‑worth residents who do not work in Indonesia. The 10‑year tier simply expects a higher level of:
– Overall wealth (assets, investments)
– Stable income to support a decade-long stay
– Stronger ties to Indonesia (housing, long‑term plan)
Government communications have framed this in approximate **asset/income bands**, not just a single deposit. Those bands have shifted **more than once** since late 2022. Treat any fixed number quoted off-hand as suspect unless you see an official reference dated in the last 3–6 months [VERIFY].
### What You Can and Cannot Do on Second Home
**Generally allowed:**
– Live in Indonesia long term
– Open bank accounts, lease/hold housing in compliant forms
– Enrol children in (eligible) schools
– Exit and re‑enter Indonesia during permit validity
**Generally not allowed:**
– Be employed by an Indonesian entity on this permit
– Operate a business here that requires an Investor KITAS/PT PMA without the proper structure
– Freelance or “consult” in ways that function as work inside Indonesia
If your real goal is to **invest and operate** (not just live), compare this route to:
– Investor KITAS via PT PMA shareholding
– Corporate Golden Visa if you are anchoring a large investment
We cover those structures in detail on our Investor KITAS and Golden Visa pillars, which you can find from the homepage.
—
## Second Home Visa Deposit Indonesia: What Actually Happened
The phrase “second home visa deposit Indonesia” is the single biggest source of confusion.
### The Original Deposit Narrative (2022)
When the Second Home category was first socialised in late 2022, immigration communications highlighted:
– A **fixed term deposit** in an Indonesian state bank
– Held in the applicant’s name
– Supposed to be locked as proof of funds for the duration of the stay
This produced a wave of “Second Home = just park X billion rupiah in a bank” marketing.
### Where We Are Now (2023–2026) [VERIFY]
As the policy moved from press release to actual processing, practice shifted from a narrow **deposit** to a broader **proof of wealth/funds** approach:
– Officials now look at **overall financial capacity** (local and offshore accounts, assets, income)
– For housing, they want to see **real ties** (lease or ownership in a legally compliant structure), not only cash
– The word “deposit” still appears in some portals, but in many practical cases it functions as **just one way** to demonstrate your wealth, not the only one
This is consistent with how other long‑stay regimes work globally: wealth and housing, not just a parked lump sum.
If you see a consultancy promising “Guaranteed Second Home Visa with one simple deposit”, be careful. Rules have:
– Changed at least twice since launch
– Been harmonised gradually with tax reforms
– Remained discretionary at case level
Our approach: we map what the regulation and current immigration practice actually ask for, then hand you to a vetted operator if you choose to proceed. No one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.
—
## Core Indonesia Second Home Visa Requirements in Detail
Below is a requirements list aligned with recent immigration practice and public regulations as of 15 June 2026 [VERIFY]. Treat it as a **working checklist**, not a promise of approval.
### 1. Identity and Civil Status
You will typically need:
– Passport valid at least **36 months** from application [VERIFY]
– Clear, colour passport‑sized photographs in the specified format
– Birth certificate or national ID (for background checks)
– Marriage certificate (if bringing spouse)
– Birth certificates for children (if attaching as dependants)
Names, dates, and family links must match across documents. Any discrepancy (different spellings, old names) should be reconciled with official evidence.
### 2. Financial Capacity: Wealth / Income
Beyond the now‑blurred “deposit” narrative, immigration wants to see that you can **sustain yourself for 5–10 years without working locally**.
Expect to show some mix of:
– Bank statements (local and/or offshore) for several recent months
– Investment portfolios, term deposits, or other liquid assets
– Evidence of pension, rental, dividend, or business income abroad
– Tax returns or income statements from your home country
Amounts and acceptable formats are set at policy and can move. As of mid‑2026, think in the range of:
– **Six to seven figures USD-equivalent** in assets or a combination of assets plus strong recurring income for 10 years [directional only, VERIFY]
– Lower bands for 5‑year stays or for older pension‑type profiles
What officers are really checking:
– Is the money **clearly yours** and clean?
– Does the pattern of funds support the story you tell (retired, remote shareholder, etc.)?
– Can you sustain Indonesian living costs for the duration without working here?
### 3. Housing in Indonesia
A defining feature of the Second Home category is a **concrete housing base** in Indonesia.
You will usually be asked for:
– A lease (sewa) or villa/apartment rental contract, **or**
– Evidence of property rights you hold (Hak Pakai, HGB via company structure, or long lease)
Key points:
– Foreigners cannot hold **Hak Milik** (full freehold) directly. Structures must respect agrarian law.
– Multi‑year leases are possible and common in Bali and other hubs; immigration tends to prefer longer‑term arrangements.
– For villas bought via company or nominee structures, officers may ask for underlying documents to see your real control.
In plain Bahasa: immigration is checking that Indonesia is truly your **“rumah kedua”**, not just a visa flag with no physical footprint.
### 4. Clean Record and Compliance
Standard checks apply:
– Police clearance / criminal record certificate from your country of citizenship or long‑term residence [VERIFY requirement for your consulate]
– No record on Indonesian immigration’s internal blacklist systems
– No history of overstays or serious immigration offences in Indonesia
Minor overstays in the past do not automatically kill an application, but they invite closer scrutiny.
### 5. Health and Insurance
Regulations around health checks and insurance have been refined in recent years:
– Proof of health insurance that covers your stay in Indonesia is increasingly common in practice
– Some nationalities or specific cases may be asked for a health certificate from an approved medical provider
Indonesia does not want the Second Home category to become a route for **unfunded** long‑term care.
—
## Application Process: From e‑Visa to ITAS
Once you know you roughly meet the second home visa requirements Indonesia is now enforcing, the process runs in 2–3 broad stages.
### Stage 1 – File Preparation
Before you touch the e‑Visa system, align documents:
1. Confirm passport validity and renew if needed.
2. Translate and legalise civil documents (marriage, birth, police checks) where required.
3. Assemble financial dossier: bank statements, asset evidence, income proof.
4. Put housing in place — at least a signed lease or proof of rights, tied to your name or your holding structure.
This is usually the **longest** stage. Most delays we see are due to:
– Incomplete financial traces (funds in informal structures)
– Unclear property documents or “creative” land arrangements
– Unsynchronised family documents (different names, missing translations)
### Stage 2 – e‑Visa Application
You or a licensed immigration sponsor will then:
– Create an account in the official Indonesian immigration online system
– Select the Second Home category and desired validity (5 or 10 years)
– Upload all required documents in the specified formats and file sizes
– Pay the official visa fee via the designated payment gateway
Processing standards exist in working days, but:
– **Public holidays and system outages** can stretch real timelines
– Files may be paused pending clarification or extra documentation
No consultancy or agent can legitimately **guarantee approval** or a fixed number of days. They can only share their typical range based on recent files.
If you want a vetted on‑the‑ground operator to manage the e‑Visa process by the book, you can plan your trip with us via email or WhatsApp; we’ll connect you.
### Stage 3 – Arrival and ITAS Activation
Once your e‑Visa (pre‑approval) is granted:
1. You travel to Indonesia within the e‑Visa validity window.
2. At your port of entry, immigration scans your e‑Visa.
3. Your limited stay permit (ITAS) is activated electronically (no more physical stickers).
4. You register locally as required (residence reporting, population data, etc.).
You then live in Indonesia under the Second Home category, subject to:
– Reporting requirements (address changes, family member departures)
– Renewal/extension rules before expiry
– Compliance with non‑work conditions
—
## Tax and the Second Home Visa
Immigration and tax status are separate but related.
### Tax Residence Basics
Under Indonesian tax rules, you are generally considered a **tax resident** if you:
– Stay in Indonesia for **more than 183 days** in any 12‑month period, or
– Are present in Indonesia and **intend to reside** here
Second Home visa holders who actually **live** in Indonesia commonly fall into tax resident status.
### New Expat Tax Rules (HNW Focus) [VERIFY]
Since the HPP Law and related PMK regulations, Indonesia has been rolling out:
– Transitional regimes for new foreign tax residents
– Rules on how certain foreign‑source income is taxed (or exempted)
– Instruments designed to attract high‑net‑worth individuals while protecting the tax base
For Second Home holders, key questions are:
– How will **foreign investment income** (dividends, capital gains, interest) be taxed once you are a tax resident?
– How are **offshore structures** treated if you effectively live in Indonesia?
These answers depend on:
– The treaties (if any) between Indonesia and your home country
– Your exact asset and income mix
– Implementation regulations in force at the time you become tax resident
Golden Visa Indonesia focuses on immigration mechanics. For tax structuring, use a licensed Indonesian tax advisor. Do not rely on “zero tax forever” marketing.
—
## How Second Home Compares to Investor KITAS and Golden Visa
Many people weigh Second Home against two adjacent tracks:
– **Investor KITAS** – for those who want to own and operate a PT PMA (foreign‑owned company)
– **Golden Visa** – for those who anchor a large qualifying investment (corporate or financial) in return for long stay and, often, more premium treatment
Very simplified decision logic:
– If your priority is **living** in Indonesia, not working, and you have strong personal wealth and housing ties → Second Home.
– If your priority is **operating a business**, hiring people, and being active in the market → PT PMA + Investor KITAS.
– If your priority is **large‑scale investment** with a more “VIP” immigration status and you fit the higher capital tiers → Golden Visa.
We map capital thresholds and corporate options in our Golden Visa pillar. This Second Home page is about the “live here, not work” angle.
—
## Working with an Operator (Without the Fog)
Because second home visa requirements Indonesia are moving targets, many applicants sensibly use an on‑the‑ground operator to:
– Interpret the latest unpublished practice at their target immigration office
– Pre‑screen financial and housing documents
– Manage the e‑Visa submission and follow up on queries
Golden Visa Indonesia is **not** a visa agent. We:
– Read the regulations and show you the numbers and steps plainly
– Keep track of practice changes through verified partners
– Introduce you to a vetted operator if you ask us to proceed
No one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.
If you’re considering a Second Home application and want a reality‑checked view of your file before you move money or sign long leases, you can plan your trip with us and continue the conversation on WhatsApp.
—
## FAQs: Indonesia Second Home Visa Requirements
Is the Second Home Visa the same as the Indonesia Golden Visa?
No. The Second Home Visa is a long-stay permit for high-net-worth individuals who want to live in Indonesia without working. The Golden Visa is tied to larger, defined investments and sits in its own regulatory framework with different capital thresholds and privileges.
Do I still need a fixed Second Home Visa deposit in an Indonesian bank?
Originally, official communications highlighted a fixed deposit in a state bank. Since 2023–2024, practice has shifted to broader proof of wealth and funds, with the “deposit” acting as one of several ways to demonstrate capacity rather than a single mandatory product. Always check current immigration policy before committing funds.
Can I work or run a business on a Second Home Visa?
No. The Second Home category is for living in Indonesia, not working. To be employed or actively run a business you generally need an Investor KITAS or other work-authorised permit linked to a compliant PT PMA or employer.
Will holding a Second Home Visa make me an Indonesian tax resident?
The visa itself does not directly create tax residence. Tax residence depends on physical presence (more than 183 days in 12 months) and intention to reside. In practice, most Second Home holders who live here long term become tax residents and should get professional tax advice.
How long does the Second Home Visa application take?
Once a complete file is lodged in the e-Visa system and payment is made, processing is typically measured in working days, but holidays, system issues, and additional document requests can extend timelines. No operator can legitimately guarantee a fixed processing time or approval.