Information, not advice: Golden Visa Indonesia is an independent editorial guide — not the Government of Indonesia, not the Directorate General of Immigration, and not a law firm or licensed adviser. Thresholds are USD-set, IDR-monitored, change by regulation, and apply case-by-case; figures are "last verified June 2026" — confirm at the e-Visa portal (evisa.imigrasi.go.id) and with licensed Indonesian immigration/tax counsel before acting. We never promise approval. If you engage a partner we introduce, that partner may pay us a referral fee at no cost to you.
Indonesia golden visa investment amount means how much capital you must place — and keep — in approved instruments to qualify for a 5‑ or 10‑year residency visa under Indonesia’s “Golden Visa” rules. As of the latest regulations (Permenkumham 22/2023 as amended by 11/2024, and PMK 82/2023), that amount ranges from USD 350,000 to USD 50,000,000 depending on the route, visa length, and whether you invest personally or through a company.
This page unpacks those numbers, instruments, and trade‑offs in plain language — with every threshold traced to the regulation and date‑stamped “last verified June 2026”. It is information, not advice; we are not the government, not the Directorate General of Immigration, and not a law firm.
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Quick definition: the minimum investment for Golden Visa Indonesia
As at last verified June 2026, and based on:
– Permenkumham 22/2023 (as amended by Permenkumham 11/2024) on Golden Visa stay permits
– PMK 82/2023 on Non‑Tax State Revenue for Immigration Services
the minimum investment golden visa Indonesia requires for a standard (non‑strategic) individual investor is:
– **USD 350,000** for a **5‑year** investor golden visa
– **USD 700,000** for a **10‑year** investor golden visa
Those figures apply to the “portfolio” route (Indonesian government bonds, public shares, mutual funds, or time deposits) — the most commonly discussed route.
For corporate / PT PMA (foreign‑owned company) routes, the golden visa Indonesia investment options start higher: typically USD 2,500,000+ in paid‑in capital or corporate investment, and higher still for founders / executives whose stay is tied to a company.
All amounts are set in **USD** in the immigration regulations, but monitored and executed in **IDR** at Bank Indonesia / Ministry of Finance reference rates. That creates FX risk — explained later.
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Golden Visa Indonesia investment options: what counts as “investment”?
Indonesia’s golden visa is unusual: the “investment” requirement isn’t just “buy a house” or “open a bank account”. The regulations narrow it to specific instruments and corporate setups.
From Permenkumham 22/2023 (as amended by 11/2024) and supporting releases, last verified June 2026, the main categories of golden visa indonesia investment options are:
1. Portfolio instruments (personal investment route)
This is where the headline USD 350k / 700k comes from. For individual investors **not** setting up a company, your capital must go into one or more of:
– **Government securities (Surat Berharga Negara / SBN)**
Examples: Indonesian government bonds, sukuk issued by the Republic of Indonesia. Held via a local custodian or bank.
– **Publicly listed shares on the Indonesia Stock Exchange (IDX)**
Only listed shares qualify — private equity shares do not satisfy this portfolio requirement.
– **Mutual funds (reksa dana) registered with the OJK (Financial Services Authority)**
These must be Indonesia‑domiciled mutual funds; foreign‑domiciled funds purchased offshore do not count.
– **Time deposits in Indonesian banks**
Fixed‑term deposits (deposito berjangka) in IDR or foreign currency at banks licensed by OJK and operating in Indonesia.
The aggregate market value (for SBN, shares, mutual funds) or nominal balance (for deposits) must meet the USD threshold at the point of visa approval, and you are expected to maintain that level in IDR terms over the visa term. Immigration coordinates with the Ministry of Finance and OJK for monitoring.
2. PT PMA paid‑in capital (company formation route)
Alternatively, you can invest by:
– Establishing a **foreign‑owned company (PT PMA)** in Indonesia and paying in capital; or
– **Injecting new investment into an existing PT PMA**.
In this route, your “investment” is the **paid‑up equity** and/or **capital expenditure** of the PT PMA, not a personal stock portfolio.
Permenkumham 22/2023 as amended by 11/2024 structures this into tiers tied to the applicant’s role:
– **Founder / owner** of a PT PMA
– **Director / commissioner / executive** employed by a PT PMA
– **Corporate investor** (foreign legal entity) investing into an Indonesian company
Each tier has its own USD investment amount for 5‑ and 10‑year visas (details in the comparison table below).
3. Corporate investment into Indonesia (foreign legal entity route)
A **foreign company** can apply for a Golden Visa that allows its executives and their families to stay in Indonesia, provided the company:
– Commits a sufficiently large **investment into Indonesia** (CAPEX, equity participation, or other forms recognised by BKPM / Ministry of Investment), and
– Nominates specific individuals to receive golden visas tied to that corporate investment.
The typical ranges published by the Directorate General of Immigration run from **USD 25 million to USD 50 million** of committed investment (10‑year tier at the high end). The exact thresholds and eligible forms of investment are spelled out in implementing guidance, last verified June 2026.
4. “Strategic” investors and the special IKN variant [VERIFY]
There is a separate policy track for investors classified as **“strategic”**, including those tied to:
– National priority projects, including the new capital city (Ibu Kota Nusantara / IKN), and
– Strategic sectors (technology, downstreaming, health, etc.) identified by the government.
The IKN‑linked Golden Visa variant has been announced publicly by ministries and in press statements, with indications of:
– Lower **cash portfolio** requirements if your investment is directly into IKN‑approved projects; and/or
– Different thresholds and incentives for project developers and anchor tenants.
However, **as of last verified June 2026**, the detailed, consolidated IKN‑specific investment thresholds are spread across draft and sectoral regulations and **not cleanly codified** in a single immigration regulation like Permenkumham 22/2023. Any IKN‑specific figures you see online should be treated as provisional. We flag all IKN numbers as **[VERIFY]** until fully harmonised regulations are in force.
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Investment amount by route and visa length (5 vs 10 years)
Below is a simplified comparison based on Permenkumham 22/2023 (as amended by 11/2024) and public DG Immigration guidance, **last verified June 2026**.
All main thresholds are set in **USD** in the regulations. IDR equivalents below use an illustrative rate of **IDR 16,000 = USD 1** for orientation only — **your bank / government transactions will be converted at prevailing rates.**
| Route / Applicant Type | Visa Length | Regulatory USD Threshold* | Indicative IDR Equivalent** | Key Notes |
|---|---|---|---|---|
| Individual portfolio investor (SBN, IDX shares, mutual funds, deposits) | 5 years | USD 350,000 | ≈ IDR 5.6 billion | Personal investment; maintain value over stay period. |
| Individual portfolio investor (SBN, IDX shares, mutual funds, deposits) | 10 years | USD 700,000 | ≈ IDR 11.2 billion | Higher tier; same instruments, longer stay. |
| Founder / owner of PT PMA (company creation or expansion) | 5 years | ~USD 2,500,000–2,600,000*** | ≈ IDR 40–41.6 billion | Equity / capital in PT PMA; documented in OSS / BKPM filings. |
| Founder / owner of PT PMA (company creation or expansion) | 10 years | ~USD 5,000,000–5,200,000*** | ≈ IDR 80–83.2 billion | Higher capital tier for longer stay. |
| Director / commissioner / executive tied to PT PMA | 5 years | ~USD 1,000,000–1,300,000*** | ≈ IDR 16–20.8 billion | Company investment + executive role; not a personal portfolio. |
| Director / commissioner / executive tied to PT PMA | 10 years | ~USD 2,000,000–2,600,000*** | ≈ IDR 32–41.6 billion | Longer stay tier for senior roles in higher‑investment companies. |
| Corporate investor (foreign legal entity investing into Indonesia) | 5 years | ~USD 25,000,000*** | ≈ IDR 400 billion | Investment by foreign company; visas for nominated executives. |
| Corporate investor (foreign legal entity investing into Indonesia) | 10 years | ~USD 50,000,000*** | ≈ IDR 800 billion | Top corporate tier; policy‑driven adjustments possible. |
*Exact thresholds are in Permenkumham 22/2023 as amended by 11/2024 and supporting DG Immigration guidance, last verified June 2026.
**IDR figures are for illustration, using USD 1 = IDR 16,000; actual monitoring uses current reference rates.
***Tiers marked with ranges reflect that some sub‑categories and transitional rules may differ by sector and project; verify your specific case against the latest implementing circulars.
If you want a route‑by‑route breakdown tied to your situation, you can plan your trip with our analyst team via email or WhatsApp; we provide information and can connect you with vetted legal and tax partners for execution.
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FX risk: USD‑set, IDR‑monitored
Permenkumham 22/2023 (as amended by 11/2024) expresses all core golden visa investment thresholds in **US dollars**. In practice, immigration and finance authorities monitor:
– The **IDR value** of your instruments or company capital,
– Using **Bank Indonesia reference rates** and sectoral rules.
That leads to two important practical points:
1. You carry market and FX risk
For **portfolio investors**:
– If you hold **IDR assets** (local bonds, local equity, IDR deposits), and IDR depreciates vs USD, your position in USD terms may fall below the required threshold even if the IDR nominal value is unchanged.
– If you hold **volatile assets** (equity funds, individual stocks), market falls can also push you under the threshold.
The regulations expect that you **maintain** the qualifying investment for the visa duration. Falling below can trigger questions at renewal or during compliance checks.
For **company/PT PMA routes**:
– Capital is recorded in IDR in your company’s Articles of Association and OSS system.
– Immigration maps the IDR capital back to USD thresholds. If the exchange rate moves significantly, you may be asked to show that your project / investment level remains aligned with the threshold at the time of application or renewal.
2. Over‑funding is common for buffer
Because of FX volatility, investors often:
– Target an amount **above** the official minimum (for example, USD 400k instead of 350k) to allow for currency and market swings.
– Diversify within allowed instruments (e.g., partial SBN, partial deposits) to stabilise value.
The regulations do not require over‑funding, but in practical risk management, a buffer reduces the chance of technical non‑compliance.
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Can I use property to qualify?
This is one of the most common questions on how much to invest golden visa indonesia and **where**.
As of last verified June 2026, and based on Permenkumham 22/2023 (am. 11/2024):
– **Residential or commercial property purchases do not count** as qualifying “investment” for the Golden Visa, unless:
– They are part of a recognised PT PMA project (for example, a property development company), and
– Your investment is structured as equity / capital in that company, not just a personal title deed.
– **Personal property holdings** (e.g., buying an apartment under Hak Pakai or strata title) are **not accepted** as satisfying the USD 350k / 700k or PT PMA capital thresholds.
There are **separate** policy discussions and draft rules about **property‑linked** longer‑stay schemes and about property investment in IKN [VERIFY], but they are **not** integrated into the core Golden Visa framework yet.
If any consultant tells you “buy a villa for USD 350,000 and you get a Golden Visa”, ask them to show you the clause in Permenkumham 22/2023 or PMK 82/2023. As of June 2026, that clause does not exist.
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Government fees vs investment amount
The **investment amount** is capital you commit to Indonesia. It is separate from the **immigration service fee** you pay to obtain and hold the Golden Visa.
PMK 82/2023 sets out the PNBP (non‑tax state revenue) for immigration services, including the Golden Visa, last verified June 2026. For individual investors:
– **Golden Visa 5‑year stay permit fee**
– **Golden Visa 10‑year stay permit fee**
are significant (four‑ or five‑figure USD equivalent), paid **in addition** to the portfolio or company investment.
Because PMK 82/2023 fee amounts can be updated by subsequent Finance Ministerial decrees and are sensitive to policy, we do not reproduce a static price list here. Treat any fixed “all‑in government fee” you see on consultant pages as indicative only and always cross‑check against the latest PMK / Directorate General of Immigration schedule.
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Eligibility overview linked to investment
Investment amount is only one part of eligibility. You also need to pass general immigration checks:
– **No criminal record** (SKCK / police clearance and equivalent foreign certificates)
– **Proof of funds / solvency** beyond the investment, if required
– **Health insurance** in many categories
– **Valid passport** with sufficient validity
Within that, the investment amount determines **which track** you fall into.
1. Individual portfolio investor (USD 350k / 700k)
You are typically in this category if:
– You want a personal 5‑ or 10‑year Golden Visa,
– You do **not** plan to run a PT PMA yourself, and
– Your main link to Indonesia is as an investor in its financial markets.
You must:
– Show documentary evidence of holdings in qualifying instruments at or above the threshold;
– Hold those in your name (or a structure that the authorities accept as your beneficial ownership);
– Undergo ongoing monitoring.
2. Founder / owner of PT PMA
You are in this track if:
– You are a shareholder / owner of a foreign‑investment company in Indonesia (PT PMA), and
– Your equity / capital injection meets the USD tier for 5‑ or 10‑year Golden Visas.
Regulators will look at:
– Your shareholding percentage and paid‑in capital;
– The sector and business plan (must be within sectors open to foreign investment);
– Compliance with BKPM / Ministry of Investment requirements.
3. Executive / director attached to PT PMA
Here, the company’s investment qualifies, and you qualify because you hold a senior role:
– Director, commissioner, C‑level, or other strategic position recognised in the Articles of Association,
– With a formal employment / appointment relationship.
Thresholds here are lower than for founders but still high; immigration wants to ensure that long‑stay executive visas are tied to substantial, ongoing investment.
4. Corporate investors at scale
At USD 25–50 million and above, the foreign company itself becomes the applicant, usually in coordination with:
– BKPM / Ministry of Investment
– Sectoral regulators
These are typically negotiated or at least closely coordinated investments (industrial estates, data centres, manufacturing plants, etc.). Executives and possibly family members receive Golden Visas tied to that corporate commitment.
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Application mechanics: how the investment is checked
Golden Visa applications involve both **immigration** and **economic** agencies.
At a high level (last verified June 2026):
1. Pre‑placement vs post‑approval funding
For most individual investors:
– You need to **already hold** or **firmly commit** the qualifying instruments **before** your Golden Visa is approved.
– Evidence can include:
– Bank statements for deposits,
– Custody statements for SBN and shares,
– Mutual fund account statements,
– Purchase agreements, etc.
For PT PMA and corporate routes:
– Some structures allow **phased capital injection**, as long as:
– Legal capital / investment commitments are registered at the required level, and
– There is an agreed timeline with BKPM / Ministry of Investment and immigration.
Exact timing can be sensitive. This is where vetted legal and corporate‑services partners matter; we can connect you if you plan your trip with us via WhatsApp or email.
2. Documentary verification
Authorities cross‑check:
– Authenticity of financial statements (banks / custodians may need to confirm directly)
– Source of funds, especially for higher tiers, to comply with AML/CFT rules
– Consistency with tax and investment records (for PT PMA, OSS / BKPM filings)
Delays often occur when:
– Names on statements don’t match passports exactly;
– Funds are spread across multiple institutions without clear summary;
– Structures (trusts, offshore companies) obscure beneficial ownership.
3. Ongoing monitoring and renewal
The Golden Visa is issued for 5 or 10 years but:
– Authorities can conduct **periodic compliance checks**;
– At **renewal**, you must demonstrate:
– Continued qualifying investment, and
– Clean immigration and tax record in Indonesia.
Golden Visas do **not automatically convert** into permanent residency or citizenship, and the regulations do not promise such outcomes.
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Tax treatment: residency vs investment
Immigration regulations (Permenkumham 22/2023, 11/2024) and PMK 82/2023 focus on **visa and fee rules**, not on tax. Tax is governed by separate laws (Income Tax Law and derivative PMKs). Still, your investment amount and the Golden Visa structure have tax implications.
As of last verified June 2026:
1. Tax residency is about presence, not the visa label
Indonesia generally treats you as a **tax resident** if:
– You reside in Indonesia for more than 183 days in any 12‑month period, or
– You are present in Indonesia and intend to stay (facts and circumstances test).
Holding a 5‑ or 10‑year Golden Visa increases the probability that, in practice, you will be treated as a tax resident if you spend significant time in the country, regardless of the investment amount.
2. Investment income may be taxed in Indonesia
Depending on your status and instrument type:
– **Interest on deposits and bonds** may be subject to **final withholding tax** in Indonesia.
– **Dividends from Indonesian companies and mutual funds** may be taxed, though exemptions / reductions exist in some cases (e.g., reinvestment conditions, treaty relief).
– **Capital gains** on Indonesian shares and certain other assets may also attract tax.
Tax rules are detailed and subject to ongoing reform (including recent tax law changes, beneficial owner rules, and non‑resident taxation). Many “simple” explanations online are outdated.
3. No regulatory promise of tax holidays for Golden Visa investors
Some marketing materials hint at automatic tax breaks or exemptions for Golden Visa holders. As at June 2026:
– There is **no blanket tax holiday** in the immigration regulations for Golden Visa investors,
– Any tax incentive must be grounded in **separate** tax or investment regulations (for example, special economic zones, IKN‑specific incentives [VERIFY], or sectoral tax facilities).
You should assume your investment income and Indonesian‑source income will be taxed according to general law unless — and until — you see a specific tax regulation that says otherwise for your case.
For anything involving double taxation agreements, remittance planning, or corporate structures, work with an Indonesian tax professional. We are happy to share the regulatory map and connect you to vetted tax advisors, but we do not give tax advice.
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Independence and how we’re funded
Golden Visa Indonesia (goldenvisaindonesia.com) is an independent intelligence site, not a government portal, not the Directorate General of Immigration, and not a law or tax firm.
Our house rules:
– Every key number is tied to a regulation and date‑stamped.
– Where we cannot verify a figure in Permenkumham, PMK, or an official release, we flag it as estimate or [VERIFY] and do not repeat it as fact.
– We never promise approval, investment returns, or tax outcomes.
Our business model: we publish information openly. If you choose to proceed with a vetted legal, corporate‑services, or tax partner we introduce, **they may pay us a referral fee at no extra cost to you; no one can pay to change what we publish.**
If you want a structured walkthrough of which Golden Visa route your profile fits, you can plan your trip with our team over email or WhatsApp — information‑first, no pressure.
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FAQs on Indonesia Golden Visa investment amounts
What is the minimum investment for the Indonesia Golden Visa?
The lowest widely available tier is the individual portfolio route: USD 350,000 for a 5‑year Golden Visa and USD 700,000 for a 10‑year Golden Visa, invested in Indonesian government bonds, IDX‑listed shares, Indonesia‑domiciled mutual funds, or time deposits. Figures are from Permenkumham 22/2023 as amended by 11/2024, last verified June 2026.
Which investment instruments qualify for Golden Visa Indonesia?
Qualifying instruments for individual investors are Indonesian government securities (SBN), publicly listed shares on the Indonesia Stock Exchange, mutual funds registered with the OJK, and time deposits in Indonesian banks. For company routes, paid‑in capital and documented corporate investment in a PT PMA or large projects qualify. Ordinary personal property purchases do not qualify.
Can I get a Golden Visa by buying property in Indonesia?
No, not under the standard Golden Visa rules as at June 2026. Buying an apartment or villa in your own name does not count toward the USD 350k or PT PMA capital thresholds. Property can only help if it is part of a compliant PT PMA investment structure where your investment is recorded as company capital.
How much do I need to invest for a 10‑year Golden Visa Indonesia?
For individual portfolio investors, you need USD 700,000 in qualifying instruments. For PT PMA founders and corporate routes, the thresholds are higher, in the millions to tens of millions of USD depending on your role and project size. All amounts are set in USD but monitored in IDR at prevailing exchange rates.
Does the Indonesia Golden Visa guarantee permanent residency or citizenship?
No. The Golden Visa grants a long‑term stay permit (5 or 10 years) under specific investment conditions. Indonesian law does not promise automatic permanent residency or citizenship based solely on Golden Visa investment, and authorities retain full discretion on approvals, renewals, and any later status changes.