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Indonesia 5-Year Golden Visa: Tiers, Amounts & Who It Suits

Indonesia 5-Year Golden Visa: Tiers, Amounts & Who It Suits

Information, not advice: Golden Visa Indonesia is an independent editorial guide — not the Government of Indonesia, not the Directorate General of Immigration, and not a law firm or licensed adviser. Thresholds are USD-set, IDR-monitored, change by regulation, and apply case-by-case; figures are "last verified June 2026" — confirm at the e-Visa portal (evisa.imigrasi.go.id) and with licensed Indonesian immigration/tax counsel before acting. We never promise approval. If you engage a partner we introduce, that partner may pay us a referral fee at no cost to you.

Indonesia golden visa 5 year status is a long-stay residence permit for foreign investors and certain “top talent” that is granted upfront for five years, based on investment or role, under Indonesia’s “Golden Visa” framework. On this page we cover only the investment-based 5-year golden visa Indonesia options: the capital amounts, what type of investor each suits, and how they differ from the 10-year tiers.

Golden Visa Indonesia is an independent research publisher, not the Government of Indonesia, not the Directorate General of Immigration (Ditjen Imigrasi), and not a law firm. We read the regulations and track the numbers; we do not promise outcomes. No one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.

All thresholds on this page are last verified June 2026 and traced to:

– Permenkumham 22/2023 on Golden Visa (as amended by Permenkumham 11/2024) — visa & stay rules
– PMK 82/2023 — non-tax state revenue (PNBP) for Golden Visa fees
– Official releases from the Directorate General of Immigration

FX note: Indonesia’s regulations state investment in USD; practical fulfilment and local reporting run in Indonesian Rupiah (IDR). IDR equivalents below use an indicative rate of USD 1 = IDR 15,500 (last checked June 2026). Actual conversions at application are based on Government/market rates at that time.

Quick definition: what is the 5-year Golden Visa Indonesia?

The 5 year golden visa Indonesia is a **limited stay visa (VITAS) and corresponding limited stay permit (ITAS/KITAS) granted for 5 years at once**, tied to:

– A qualifying **investment in Indonesia**; or
– A recognised **strategic role or achievement** (for example top-level corporate leadership, global talent, or fintech founder under specific schemes).

This page focuses on the **investment-based 5-year Golden Visa** for:

1. **Individual investors without establishing a company in Indonesia** (“personal investment”)
2. **Individuals investing via an Indonesian foreign investment company** (PT PMA)
3. **Corporate investors** making large investments in Indonesia

Legal basis:

– Article 184A–184L, **Permenkumham 22/2023**, as amended by **Permenkumham 11/2024**
– Appendix to **PMK 82/2023** for government fees

The “Golden Visa” is not a separate immigration law; it is a preferential path inside the existing visa and stay-permit framework.

Main 5-year Golden Visa investment tiers (last verified June 2026)

Permenkumham 22/2023 (am. 11/2024) sets three broad investment paths that can give a 5-year Golden Visa:

1. Individual – no company in Indonesia (USD 350,000)

For individuals who **do not want to set up a PT PMA** in Indonesia, the 5-year Golden Visa can be based on **personal investment** or **Indonesian government bonds**.

Key threshold (5-year):

– **Minimum investment: USD 350,000**
– Indicative: around **IDR 5.4–5.5 billion** (at ~15,500 IDR/USD)
– Legal reference: Permenkumham 22/2023 as amended, investment-based visa for individuals without company, 5-year tier

Allowable forms (as detailed by Ditjen Imigrasi circulars):

– Indonesian government bonds (SUN/ORI/SBSN) under qualifying series
– Deposits or other investment products in Indonesian banks that Immigration recognises for Golden Visa purposes [VERIFY: specific bank instruments sometimes updated by circular]
– Certain capital market instruments (e.g., mutual funds, listed equities) when structured through a custodian bank in Indonesia [VERIFY: product lists can change; confirm with executing bank/agent at time of application]

Notes:

– Funds must be placed **in Indonesia** under your name.
– You must maintain the **minimum qualifying balance throughout the residence period**; falling below can risk non-extension or cancellation.
– This path is aimed at **high-net-worth individuals** who prefer passive holdings to active business operations.

2. Individual – through a PT PMA (USD 2,500,000)

For individuals planning to **actively operate a business in Indonesia** via a foreign investment company (**PT PMA**), the 5-year Golden Visa is tied to the **paid-in capital / investment plan**.

Key threshold (5-year):

– **Minimum investment in PT PMA: USD 2,500,000**
– Indicative: around **IDR 38.5–39.0 billion**
– Legal reference: Permenkumham 22/2023 (am. 11/2024), 5-year Golden Visa for individual shareholders/directors in PT PMA

Who typically uses this route:

– Founders who want to live in Indonesia and run their company
– Majority shareholders who will also hold an executive or commissioner role
– Investors consolidating several operating entities under a larger PT PMA vehicle

Practical points:

– The PT PMA must be **properly established and licensed** (via OSS/RBA) before or alongside the visa process.
– Immigration looks at:
– Stated **investment plan** (Rencana Penanaman Modal)
– Evidence of capital injection (bank transfer, capitalisation documents)
– Your **position** in the company (director/commissioner/senior executive)
– This route expects **real business activity** — it is not a “paper company” path.

3. Corporate investor – company-level investment (USD 25,000,000)

For foreign or multinational corporations that invest directly in Indonesia and wish to obtain Golden Visa facilities for **their executives**, there is a corporate tier.

Key threshold (5-year corporate):

– **Minimum corporate investment: USD 25,000,000**
– Indicative: around **IDR 385–390 billion**
– Legal reference: Permenkumham 22/2023 (am. 11/2024), corporate Golden Visa route

What this means:

– The **company**, not the individual, is the main investor.
– Once the corporate investment criteria are recognised by BKPM/Investment Ministry and Ditjen Imigrasi, select **C-level leaders or key experts** can receive 5-year Golden Visas linked to that corporate status.
– Quotas per company and per project can apply; exact numbers are governed by internal Immigration policy [VERIFY: check current Ditjen Imigrasi guidance at time of planning].

At a glance: Indonesia Golden Visa 5 year vs 10 year

The same regulations create both 5-year and 10-year Golden Visa tiers. They differ mainly by **investment amount** and **initial validity**.

5-year no-company (individual)
USD 350,000 (approx. IDR 5.4–5.5 bn), last verified June 2026.
10-year no-company (individual)
USD 700,000 (approx. IDR 10.9–11.0 bn), last verified June 2026.
5-year with PT PMA (individual shareholder/director)
USD 2,500,000 (approx. IDR 38.5–39.0 bn), last verified June 2026.
10-year with PT PMA (individual shareholder/director)
USD 5,000,000 (approx. IDR 77–78 bn), last verified June 2026.
5-year corporate investment
USD 25,000,000 (approx. IDR 385–390 bn), last verified June 2026.
10-year corporate investment
USD 50,000,000 (approx. IDR 770–780 bn), last verified June 2026.

Note: The 10-year Golden Visa is essentially **double the investment** for **double the initial granted stay**. Both 5- and 10-year holders can apply for extension if the investment conditions remain fulfilled and Immigration approves.

Who the 5-year Golden Visa suits (and who it doesn’t)

A. USD 350,000 – “no-company” 5-year Golden Visa

Best suited for:

– **Capital-preservation investors**: Those comfortable placing USD 350k into bonds/deposits in Indonesia and leaving it largely untouched.
– **Location-flexible professionals** who want a medium- to long-term base in Indonesia but do not want to run an operating business here.
– **Retirees / semi-retirees** with higher net worth, who prefer a Golden Visa over the Retirement KITAS because:
– It removes annual visa runs and frequent renewals.
– It is not tied to an agent-managed retirement sponsor.

Less suited for:

– People whose **total net worth** is close to USD 350k (concentrating most assets into one country and currency is high risk).
– Those wanting to **build a local business**; for that, a PT PMA route usually aligns better with their plans and the Investment Ministry’s expectations.

B. USD 2,500,000 – PT PMA-based 5-year Golden Visa

Best suited for:

– **Entrepreneurs and founders** planning to build significant operations (manufacturing, logistics, tourism, technology, services) in Indonesia.
– **Investors consolidating multiple projects** into one larger PT PMA to reach the Golden Visa threshold.
– **Owner-managers** who want both a strong immigration status (Golden Visa) and operational control.

Less suited for:

– Small-service PT PMA setups created only to satisfy basic work/KITAS rules (e.g., minimum IDR 10 billion capital). If your realistic investment is far below USD 2.5m, the standard investor/employee KITAS may be more aligned.
– Passive investors who do not want the **governance and reporting burden** of running an Indonesian company.

C. USD 25,000,000 – Corporate 5-year Golden Visa

Best suited for:

– **Multinational corporations** making substantial FDI in Indonesia (factories, large infrastructure, energy, etc.).
– **Regional HQ structures** where a corporation anchors its ASEAN/Asia presence in Indonesia.
– **Enterprises needing multi-year certainty** for key expatriate executives and experts.

Less suited for:

– Smaller firms or early-stage startups; the thresholds are set at “major project” scale.

If your investment plan is below these levels, you still have options (standard investor KITAS, second home visa, retirement, or employment-based permits) — they just fall **outside** the Golden Visa framework.

What the 5-year Indonesia Golden Visa gives you (rights & limits)

Under Permenkumham 22/2023 as amended and Ditjen Imigrasi policy, a valid 5-year Golden Visa and its corresponding ITAS typically provide:

Core immigration benefits

– **Upfront 5-year limited stay permit (ITAS)** — you do not renew annually like a standard KITAS, though you must keep your investment and personal data compliant.
– **Multiple-entry**: freedom to enter and exit Indonesia during validity without new visa applications (subject to passport validity).
– **Eligibility for extension** upon expiry (another 5-year block) if you still meet criteria and Immigration approves.
– A pathway to **KITAP (permanent stay permit)** may be possible at later stages under general ITAS-to-KITAP provisions; this is not automatic, and conditions can evolve [VERIFY: Immigration is still codifying Golden Visa holders’ KITAP pathway in practice].

Family (dependant) coverage

Golden Visa holders can usually sponsor:

– **Spouse**
– **Children** (age and dependency limits apply)

Family members receive derivative ITAS but **do not acquire independent work rights** solely from being dependants. Separate permits are needed if they want to work.

What it does NOT give

A 5-year Golden Visa is **not**:

– **Citizenship**
– **Permanent residence** by default
– A blanket right to **work in any job**; if you want to be employed by a company (even your own PT PMA), you still need to align with Indonesia’s manpower and work-permit (RPTKA and related) rules.
– A guarantee of renewal or upgrade — every extension or status change remains at Immigration’s discretion and subject to updated regulations.

Costs: government fees, investment capital & total budget

There are two major cost layers:

1. **Investment capital** (the thresholds above)
2. **Government fees and process costs**

All figures below are **last verified June 2026** and taken from **PMK 82/2023** and Immigration fee schedules where possible. Non-regulated professional fees are presented as ranges or marked [ESTIMATE].

1. Investment capital (again, by tier)

– Individual, no-company, 5-year: **USD 350,000** minimum
– PT PMA individual, 5-year: **USD 2,500,000** minimum
– Corporate, 5-year: **USD 25,000,000** minimum

You should expect:

– **Full amount in Indonesia**, either as financial investments or company capital/assets according to the chosen route.
– **Ongoing maintenance** of minimum thresholds across the entire stay. Significant, unexplained reductions could be problematic at extension.

2. Government fees (PNBP) under PMK 82/2023

PMK 82/2023 sets special non-tax state revenue (PNBP) tariffs for Golden Visa, covering the visa, ITAS issuance, and residence components.

As of the last verification in June 2026, the **headline Golden Visa PNBP for a 5-year investor** is in the **low- to mid- five-digit USD range** per main applicant, integrated across visa plus stay-permit. Exact figures are:

– Dependent on the precise **sub-category** (investment vs talent; with or without company; family addons).
– Subject to periodic **internal circulars and system updates** by Immigration.

Because these amounts can shift with new implementing instructions, we do not repeat exact numbers that cannot be cleanly tied to a published table for each sub-type. For planning, investors often allocate **USD 10,000–25,000** for government/official fees for the main applicant’s 5-year Golden Visa, and less for dependants — this is a **planning range only** and flagged [ESTIMATE].

If you need up-to-date line items for your specific profile, you can plan your trip with us over email or WhatsApp; we will source the current PNBP schedule for your exact category before any decision.

3. Professional & execution costs [ESTIMATE]

Professional costs are not set by regulation and vary by:

– Complexity of your investment structure
– Number of dependants
– Whether a PT PMA is established from scratch or already exists
– Level of tax and legal structuring input you require

As of June 2026, we see indicative fee ranges in the market:

– **PT PMA setup & licensing** (if needed): roughly IDR 40–120 million [ESTIMATE]
– **Golden Visa advisory & filing support** (per main applicant): starting from a few thousand USD and scaling with complexity [ESTIMATE]
– **Ongoing compliance support** (annual): from low four-figure USD equivalents [ESTIMATE]

We do not quote operator names or “package prices” because these move quickly and are marketing-driven. Our role is to give you **regulation-sourced baselines**, not to promote any one provider.

Key eligibility criteria for the 5-year Golden Visa (investment-based)

Beyond the capital thresholds, Permenkumham 22/2023 and Immigration practice look at:

Personal eligibility

– **Valid passport** (usually at least 6–12 months beyond intended stay; for a 5-year visa, in practice you will need a passport with long validity or accept that replacement may be needed mid-stay).
– **Clean criminal record** in your home country and countries of recent stay, evidenced by police clearances.
– **Health**: no serious contagious diseases that present a public health risk; health insurance commonly requested in practice, especially for dependants.
– **Proof of funds** beyond the investment capital to support living costs (bank statements, income evidence).

Investment eligibility

Depending on the route:

– **No-company (USD 350k)**
– Evidence of transfer of funds into Indonesian financial instruments recognised for Golden Visa.
– Confirmation from the bank/custodian on product type and amount.

– **PT PMA (USD 2.5m)**
– Company deed and approval (from MoLHR) showing shareholding structure.
– NIB (Business Identification Number) and relevant sectoral licences via OSS.
– Evidence of capitalisation or executed investment as per the business plan.

– **Corporate investor (USD 25m)**
– Documents proving corporate existence and authority (articles of association, registration, board resolutions).
– Investment realisation reports or master agreements recognised by BKPM/Investment Ministry.

Compliance commitments

By accepting a Golden Visa, you commit to:

– **Maintain the qualifying investment** for the period of stay.
– **Comply with Indonesian tax laws** (see tax section below).
– **Report changes** (address, passport, marital status) as required.
– Refrain from **prohibited activities** (e.g., working outside your permitted scope, engaging in unlicensed business activity).

Approval is always at the discretion of the Directorate General of Immigration, even if you meet thresholds.

Application flow for the Indonesia Golden Visa 5 year

Processes can change via internal circular; this is the typical flow last observed by June 2026:

Step 1 – Structuring & feasibility

– Decide your **investment path**: personal financial assets vs PT PMA vs corporate.
– Align your target structure with both **Immigration** and **Investment** (BKPM) expectations.
– Obtain preliminary **tax input** (Indonesian-sourced vs foreign-sourced income, holding period, reporting).

Step 2 – Investment setup

– For **no-company route**:
– Open an account with an Indonesian bank/custodian that can host Golden Visa-accepted instruments.
– Transfer and place USD 350k+ into qualifying assets.

– For **PT PMA route**:
– Establish or adjust the PT PMA to reflect the intended USD 2.5m+ investment.
– Prepare supporting documents (capital injection proof, legalisation of foreign corporate documents if any).

– For **corporate route**:
– Coordinate with the Investment Ministry for recognition of the project scale.
– Prepare corporate resolutions and assign which executives will apply.

Step 3 – Golden Visa application (offshore)

Submission is typically **online via Immigration’s system**, with supporting documents:

– Personal forms
– Investment evidence
– Police clearance
– Passport scan
– Photos, etc.

The application is usually processed **before you enter Indonesia**; Golden Visa is intended as an “upfront” status, not something you convert to after arrival on a tourist visa.

Step 4 – Approval, visa issuance & entry

If Immigration approves:

– You receive an **e-visa** authorising entry as a Golden Visa holder.
– On arrival, your entry stamp is linked to your Golden Visa status.

Processing times vary and are not guaranteed; we do not quote “days” because they change across years and posts.

Step 5 – ITAS activation and local registrations

After arrival:

– Your **ITAS (KITAS) is activated**, usually as an e-ITAS.
– You register your **address** with the local Civil Registry (Dukcapil) and obtain a **residence number** (NIK) where applicable.
– You apply for a **tax ID (NPWP)** if your situation requires it (common for PT PMA-related cases or those with Indonesian-sourced income).

From this point your **5-year clock** runs, subject to passport validity and compliance.

If you want help turning the regulation into a concrete plan, you can plan your trip with us; we coordinate via email and WhatsApp and then connect you to vetted on-the-ground execution partners.

Tax considerations for 5-year Golden Visa holders

Golden Visa is an **immigration status**, not a separate tax regime. Your tax position depends on **residency** and **source of income**, under Indonesia’s Income Tax Law and subsequent reforms.

1. Tax residency triggers

Under Indonesian law, you are generally treated as a **tax resident** if:

– You stay in Indonesia **more than 183 days within any 12-month period**; or
– You are present in Indonesia and intend to reside here (shown by permits, home, family, etc.).

A 5-year Golden Visa **makes it easier** to be in Indonesia long enough to become tax resident but **does not automatically** make you resident. Residence is a facts-and-circumstances test.

2. Taxation of income

For Indonesian tax residents:

– **Indonesian-sourced income** is fully taxable in Indonesia.
– **Foreign-sourced income** treatment depends on the timing of remittance and transitional rules from Indonesia’s recent tax reforms [VERIFY: specific transitional reliefs for foreign income continue to evolve; check with a licensed Indonesian tax adviser for your year of arrival].

For non-residents spending limited time in Indonesia, only **Indonesian-sourced income** is typically taxable here.

3. Wealth and investment

Indonesia does **not** have an annual net worth or wealth tax at the time of last verification in June 2026, but:

– Your **Indonesian financial assets** and **shares in PT PMA** must usually be reported in annual tax returns if you are resident.
– Dividends, interest, and capital gains may be subject to Indonesian tax depending on structure and treaties.

Golden Visa holders should plan for:

– Possible **double taxation issues** between Indonesia and their home country.
– **Exit tax / deemed disposal** rules in their origin jurisdiction when they cease to be tax resident there.

We are not a tax firm and cannot give tax advice. Treat this section as orientation only and work with a qualified **Indonesian tax consultant** plus home-country adviser before relocating significant assets or time to Indonesia.

5-year vs 10-year Golden Visa: which is more suitable?

Cases where 5-year Golden Visa often makes more sense

– You want to **test Indonesia as a base** for 3–5 years before committing larger capital.
– Your immediate investment capacity comfortably covers **USD 350k or USD 2.5m**, but stretching to the 10-year thresholds would overly concentrate risk.
– Your business plan has **phased capital deployment**; you plan to cross USD 5m or USD 50m in later years, not upfront.

Cases where 10-year Golden Visa might justify the higher threshold

– Long-horizon investors with **intergenerational plans** in Indonesia (family base plus business).
– Corporate groups that already exceed the **USD 50m** level in committed and executed projects.
– Individuals who view the extra capital as still within their **diversified portfolio** limits and value the stability of 10-year upfront status.

Remember: even 10-year holders still face **extension / compliance** assessments; “10-year” is the initial validity, not a guaranteed entitlement to stay regardless of changes.

Our role and independence

Golden Visa Indonesia (goldenvisaindonesia.com) is:

– **Not** the Government of Indonesia
– **Not** the Directorate General of Immigration
– **Not** a law or tax firm

We exist to **read the regulations**, cross-check public data, and publish **candid, numbers-first commentary** on Indonesia’s residency-by-investment ecosystem.

– Every threshold here is **date-stamped** (last verified June 2026) and traced to **Permenkumham 22/2023 (as amended by 11/2024)** or **PMK 82/2023**, or is clearly marked [ESTIMATE] or [VERIFY].
– We do not guarantee **approval, returns, tax outcomes, or future policy stability**.

We work with a small network of vetted execution partners (legal, licensing, tax). **No one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.**

If you want to translate this information into a live plan, you can plan your trip with us; we usually start with a short WhatsApp or video briefing, then move into structured documentation.

FAQs on the Indonesia Golden Visa 5 year

How much do I need for a 5-year Golden Visa Indonesia?

For the investment-based 5-year golden visa Indonesia, you need at least USD 350,000 in qualifying Indonesian financial assets if you do not set up a company, or USD 2,500,000 invested through an Indonesian PT PMA, or USD 25,000,000 at the corporate level. All thresholds are last verified June 2026 and sourced from Permenkumham 22/2023 as amended by Permenkumham 11/2024.

Can the Indonesia 5-year Golden Visa be extended?

Yes, Permenkumham 22/2023 (am. 11/2024) allows for extension of 5-year Golden Visas, typically in another 5-year block, provided you still meet the investment and general eligibility criteria and Immigration approves. Extension is not automatic; your investment and compliance history will be reviewed.

What is the difference between 5- and 10-year Golden Visa Indonesia?

The main differences are the required investment and the initial length of stay. The 10-year Indonesia Golden Visa usually requires roughly double the investment (e.g., USD 700,000 for no-company, USD 5,000,000 for PT PMA, USD 50,000,000 for corporate) and grants 10 years of stay upfront. Both types remain subject to compliance and can potentially be extended.

Does the 5-year Golden Visa Indonesia 5 tahun make me a tax resident?

No, holding a golden visa indonesia 5 tahun does not by itself make you a tax resident. You become tax resident in Indonesia based on days of presence and intention (e.g., more than 183 days in a 12-month period or establishing Indonesia as your main home). However, a 5-year visa makes it easier to be present long enough to trigger tax residency, so tax planning is essential.

Is the 5-year Golden Visa guaranteed if I meet the investment requirement?

No. Meeting the capital thresholds and other formal requirements does not guarantee approval. The Directorate General of Immigration retains discretion to approve or reject applications and extensions based on security, compliance, and policy considerations, even if you satisfy the published eligibility criteria.

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