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Indonesia Golden Visa Cost (2026): Investment Tiers, Fees & Real Outlay

Indonesia Golden Visa Cost (2026): Investment Tiers, Fees & Real Outlay

Information, not advice: Golden Visa Indonesia is an independent editorial guide — not the Government of Indonesia, not the Directorate General of Immigration, and not a law firm or licensed adviser. Thresholds are USD-set, IDR-monitored, change by regulation, and apply case-by-case; figures are "last verified June 2026" — confirm at the e-Visa portal (evisa.imigrasi.go.id) and with licensed Indonesian immigration/tax counsel before acting. We never promise approval. If you engage a partner we introduce, that partner may pay us a referral fee at no cost to you.

Indonesia golden visa cost in 2026 comes in two parts: (1) the required investment, and (2) the government and processing fees on top. Every “price” headline you see online blends these differently; here we separate them, trace them to the regulations, and flag what is estimate vs. fixed.

This page is written from the primary rules: **Permenkumham 22/2023** (as amended by **Permenkumham 11/2024**) and **PMK 82/2023**. All thresholds are **last verified June 2026**. Figures can and do change; always re-check close to application.

Golden Visa Indonesia is **independent**. We are **not** the Government of Indonesia, **not** the Directorate General of Immigration (Ditjen Imigrasi), and **not** a law firm. We publish information, not advice; **no one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.**

1. Quick answer: how much is Indonesia Golden Visa in 2026?

If you are looking for a single number for “how much is Indonesia Golden Visa”, the honest answer is a band:

– **Individuals investing directly in Indonesia:**
**USD 350,000–700,000** (≈ **IDR 5.6–11.2 billion**, FX caveat) **investment**, plus **roughly USD 5,000–10,000** in **fees and professional support** over five years.
– **Individuals investing via a company or global corporate set-up:**
Headline rules talk about **USD 2.5–50 million** corporate investments. These tiers are more complex; serious corporate planning is needed.

The **investment is not a fee**: it must be deployed and maintained in Indonesia (for example: bank deposit, government bonds, listed shares, or capital in an operating company). It carries **market and business risk** and is not guaranteed or insured.

Government fees for Golden Visa residence permits are **materially higher** than regular ITAS/ITAP fees and are set by **PMK 82/2023** (last verified June 2026).

You should think in three buckets:

1. **Investment** – large, “refundable style”, capital at risk, must be maintained.
2. **Government and visa fees** – non-refundable administrative charges.
3. **Professional and advisory costs** – immigration handling, legal, tax, sometimes wealth planning.

We cover each in detail below.

2. Investment tiers: what the regulations actually say

Indonesia’s Golden Visa is structured in **investment tiers**, primarily defined in **Permenkumham 22/2023** as amended by **Permenkumham 11/2024**. The detailed implementing and payment aspects fall under **PMK 82/2023**.

The Ministry uses the concept of:

– **“Foreigners conducting investment”** (perorangan investor langsung)
– **“Foreigners as directors/commissioners”** of investing companies
– **Corporate investors** establishing or supporting business in Indonesia

The exact wording and some threshold values are technical; here we summarise only the **headline minimums that affect cost**, drawn from those texts and Directorate General of Immigration releases.

All investments must be:

– In allowed instruments or company forms
– In line with the **Online Single Submission (OSS)** business rules and the **positive investment list**
– Proven with documentation that Immigration and BKPM accept

2.1 Individual direct investment tiers (personal name)

For individual foreign investors applying under their **own name**, public releases and the Golden Visa regulatory package define two main personal tiers:

  • 5-year Golden Visa (individual direct investor)
    Minimum investment: **USD 350,000**
    Indicative in rupiah (FX note): ≈ **IDR 5.6 billion** if you assume **USD 1 = IDR 16,000** (round FX, last checked June 2026; immigration and BKPM use prevailing Jakarta market FX at transaction time).
    Core routes generally include:
    – Time deposit / savings in an Indonesian bank
    – Government securities (SBN) via Indonesian intermediaries
    – Listed shares on the Indonesia Stock Exchange (IDX), subject to rules
    – Capital participation in an Indonesian company following BKPM norms
    Regulatory basis: Structuring in Permenkumham 22/2023 Art. 184A-184B (Golden Visa category introduction) and Directorate General of Immigration programme releases; financial quantums connected to PMK 82/2023 schedule items. Last verified June 2026.
  • 10-year Golden Visa (individual direct investor)
    Minimum investment: **USD 700,000**
    Indicative rupiah: ≈ **IDR 11.2 billion** at USD 1 = IDR 16,000 (FX caveat as above).
    Same broad eligible-asset types as the 5‑year tier; required holding period is longer and monitoring more intensive.
    Regulatory basis: Same cluster of Golden Visa provisions; see PMK 82/2023 for associated fee scaling. Last verified June 2026.

These USD figures have been repeated by Ditjen Imigrasi in official infographics and press briefings post‑launch. We track against both the Permenkumham and PMK packages and will flag any future change as **[UPDATED]** on this page.

2.2 “Via company” and managerial tiers

The regulations also create paths where:

– You invest **through an Indonesian company** (PT PMA); or
– You are a **director/commissioner** of a company that meets higher capital thresholds.

Public guidance has referenced significantly larger numbers, such as:

– **USD 2.5 million** and above in equity or project investment for certain 5-year profiles
– **USD 5 million** and above for 10-year or corporate heavy tiers

These higher tiers are targeted at:

– **Corporate investors** establishing large footprints in Indonesia; and
– Senior executives, directors, or commissioners whose residency is tied to that corporate investment.

For these, the **real cost** is not only the equity put in, but also:

– Business licensing and paid-up capital requirements under BKPM rules
– Ongoing operational, reporting, and local hiring commitments

Because the corporate tiers are often negotiated and structured case‑by‑case, **any single “price” you see online for a corporate Golden Visa should be treated as indicative only**. For large investments, expect a custom structure and rigorous vetting by multiple ministries.

3. Investment vs fees vs services: separating the pieces

Most “Indonesia golden visa price” claims mix three different cost components. To plan accurately, you need to budget all three explicitly.

3.1 Investment (capital at risk, must be maintained)

This is the **headline USD 350,000 / 700,000 / 2.5M+** you see on brochures.

Key points:

– It goes into **real assets or capital**, not into the immigration office.
– It must be **placed before or in parallel with your application**, with proof.
– It must be **maintained** for the duration that your Golden Visa status depends on it. Liquidating prematurely risks cancellation or non‑renewal.
– It is **subject to market, currency, and political risk** like any other investment in Indonesia.

For example (illustrative only, not advice):

– A USD 350,000 time deposit in a local bank will
– earn local interest (subject to Withholding Tax and final tax rules), and
– be exposed to IDR/USD currency movements over several years.

– A USD 700,000 stake in an Indonesian company will
– be exposed to operational risk,
– may trigger **local tax residency**, and
– often requires corporate governance and reporting.

You should not think of this capital as a bond that immigration will “return”. Immigration only cares that the investment condition continues to be met.

3.2 Government visa and permit fees

These are **non-refundable fees** set in rupiah by **PMK 82/2023** for:

– Golden Visa entry visa issuance
– Golden Visa stay permit (ITAS) or long‑term permit issuance
– Multiple‑entry facilities
– Biometric and administrative charges

PMK 82/2023 lists fees by **visa type and duration**, and the Golden Visa categories have their **own higher tariffs** than standard visas. Because the fee table is long and may be updated by later PMKs, we summarise qualitatively:

– **Per-person government fees for a multi‑year Golden Visa** are commonly in the **low thousands of USD equivalent** across the full validity, not hundreds.
– You pay **most significant fees up front** when the visa/ITAS is issued, not annually.
– Additional charges apply if you request upgrades (e.g., conversion to ITAP if/when that is allowed under revised rules).

We do not reproduce every rupiah value here because:

– PMK 82/2023 is detailed and updated by later fiscal regulations; and
– Exchange rates move, so a fixed USD translation would be misleading.

If you need a precise rupiah breakdown for a specific month, we can walk you through the current PMK tables via plan your trip on WhatsApp with a specialist.

3.3 Professional, advisory, and banking costs

The Golden Visa process tends to involve multiple professionals:

– **Licensed immigration agents** for the technical visa process
– **Notaries and corporate secretaries** for PT PMA or shareholder structures
– **Tax advisors** for Indonesian tax residency, PPS, and treaty planning
– **Asset managers or private banks** for the underlying investment instruments

As of **June 2026**, typical professional cost ranges we see in the market (Indonesia + offshore), for a straightforward individual USD 350k/700k Golden Visa, are:

– **Immigration handling fees (per main applicant):**
~**USD 3,000–6,000** over a 5‑year path
– **Local legal / notary / corporate filings (if needed):**
~**USD 1,500–5,000** initial, depending on structure
– **Tax advisory and compliance set‑up:**
~**USD 1,500–4,000** in the first year, then USD 500–1,500/year for ongoing support (if using a firm)
– **Bank or investment account fees:**
Usually smaller (account maintenance, custody, and trading spreads), but can be significant for bespoke management.

These are **market ranges**, not quotes. Each provider will charge differently. Always obtain a clear scope and written fee schedule.

4. Side-by-side: headline Golden Visa investment thresholds

The following table summarises the **headline minimum investment thresholds** for the most cited categories, in USD and indicative IDR. These are for **investment only** and exclude government and professional fees.

All thresholds **last verified June 2026** against **Permenkumham 22/2023 (as amended by 11/2024)**, **PMK 82/2023**, and Directorate General of Immigration communication.

Golden Visa Tier (simplified) Minimum Investment (USD) Indicative Minimum (IDR) FX / Regulatory Notes
Individual direct investor – 5‑year Golden Visa USD 350,000 ≈ IDR 5.6 billion
(at USD 1 = IDR 16,000)
Based on Permenkumham 22/2023 + 11/2024 Golden Visa investor provisions; FX at market rates on deposit/investment date. Last verified June 2026.
Individual direct investor – 10‑year Golden Visa USD 700,000 ≈ IDR 11.2 billion
(at USD 1 = IDR 16,000)
Same regulatory base; longer residency tied to higher maintained investment. Last verified June 2026.
Investor via company / corporate-related tiers (lower band) ≈ USD 2.5 million ≈ IDR 40 billion
(at USD 1 = IDR 16,000)
Referenced in official briefings for corporate‑structured Golden Visa profiles; exact structuring and capital form to follow BKPM rules. Treat as indicative and subject to deal‑specific approval. [VERIFY project‑by‑project]
High-capital corporate / strategic investor tiers USD 5 million–50 million+ ≈ IDR 80 billion–800 billion+
(at USD 1 = IDR 16,000)
For large corporate footholds or strategic projects. Thresholds and incentives often negotiated across ministries; not a standard retail path. [Project‑specific verification required.]

All IDR figures above are **illustrative**, using a round exchange rate. Your bank or licensed intermediary will use **prevailing market FX** on the day funds are converted in Indonesia.

5. What your total outlay may look like (worked examples)

The **real Indonesia golden visa cost** for you is:

Total outlay = Investment + Government fees + Professional/other charges

Below are simplified, **non‑binding** sketches for personal planning. These are **not quotes** and will vary by provider and month.

5.1 Example A – Individual 5‑year Golden Visa (USD 350,000 route)

Profile assumptions:

– Single main applicant, direct investor
– Chooses bank time deposit for simplicity
– Uses a mainstream immigration provider, plus basic tax/structuring advice

Indicative cost stack (over 5 years):

– **Investment:**
– USD 350,000 (≈ IDR 5.6 billion @ 16,000)
– **Government fees:**
– Entry visa + Golden Visa ITAS package over 5 years
– Rough planning band: **USD 2,000–3,500** equivalent (subject to PMK 82/2023 and FX; last verified June 2026)
– **Professional fees:**
– Immigration service package: USD 3,000–4,000 (once, not yearly)
– Basic Indonesian tax and residency advice: USD 1,500–2,000 first year
– Bank onboarding (usually free, but some private banks have minimum balance/fee structures)

Resulting indicative outlay:
USD 350,000 investment + roughly USD 6,500–9,500 in fees and support across 5 years.

The **investment remains yours**, subject to bank conditions and tax. The **USD 6,500–9,500** is the “sunk” cost.

5.2 Example B – Individual 10‑year Golden Visa (USD 700,000 route)

Profile assumptions:

– Same as Example A, but targets 10‑year Golden Visa
– Accepts twice the investment, slightly higher government and service fees

Indicative cost stack (over 10 years):

– **Investment:**
– USD 700,000 (≈ IDR 11.2 billion)
– **Government fees:**
– Entry visa + longer Golden Visa permit package
– Planning band: **USD 3,000–5,000** equivalent, spread at issuance and potential renewals (check PMK 82/2023 and any later PMKs for exact schedule)
– **Professional fees:**
– Immigration support: USD 3,500–5,000 (complexity tends to be similar to 5‑year)
– Tax and residency planning: USD 2,000–4,000 initial and periodic check‑ins

Resulting indicative outlay:
USD 700,000 investment + roughly USD 8,500–14,000 in combined fees and support over the first cycle.

Again, the **capital is at risk** and should be assessed as part of an overall portfolio, not as a visa “payment”.

6. Application pathway and at which stage costs hit

Understanding **when** cash leaves your account is as important as **how much**.

6.1 Pre‑application planning (no government fees yet)

Before you pay any visa fees, you should:

– Confirm which **Golden Visa tier** you qualify for (personal vs corporate, 5 vs 10 years).
– Design the **investment structure** that meets both immigration and your own risk/tax criteria.
– Check **tax residency** impact (Indonesia applies worldwide income tax once you become tax resident, with certain foreign income timing rules and treaty overlays).

At this stage you usually incur:

– **Tax and structuring consultation fees**
– Possibly some **company or trust set‑up costs** if you use a holding structure

No immigration payments yet; you are still in “decision mode”.

6.2 Investment placement and proof (major capital movement)

For Golden Visa processing, you must typically show:

– Proof of **funds transferred / invested in Indonesia** (bank confirmations, bond purchase receipts, share purchase deeds, or company capitalisation documents).
– Evidence that you personally own or control the qualifying asset or company interest.

This is where:

– The **USD 350,000 / 700,000 / 2.5M+** goes out of your offshore accounts.
– You are exposed to **currency conversion spreads and bank charges**.

You might also pay:

– **Bank charges** for incoming wires
– **Custody/transaction fees** for securities

6.3 Visa filing and issuance (government fees start)

Once investment proof is ready, your immigration representative will:

– Lodge the **Golden Visa application** online (Sistem Informasi Keimigrasian)
– Liaise with Immigration’s Golden Visa desk and, if needed, economic ministries

Fees in this phase include:

– **Entry visa fee** (Golden Visa category, set by PMK 82/2023)
– Possible **expedite fees** if offered within statutory regime
– Service fees of the immigration firm

You pay these **before visa issuance**. If your application is refused, **government fees are generally not refunded**; professional fees may or may not be partially refundable, depending on contract.

6.4 Arrival, biometrics, and permit issuance (remaining fees)

After entering Indonesia with your Golden Visa entry document:

– You complete **biometrics and final permit issuance** at the designated immigration office
– The Golden Visa **stay permit card or digital permit** is granted

Here you may pay:

– Any **outstanding ITAS/ITAP issuance fees**
– **Local logistics** (travel to office, translation of documents, notarisation, etc.)

From this point onward, your main cost is **maintaining the investment** and complying with Indonesian tax and reporting rules. There is no annual “Golden Visa tax” beyond regular immigration duties for renewals (if applicable) and normal resident taxes.

7. Tax: how Golden Visa interacts with Indonesian tax cost

Golden Visa status is an **immigration right**, not a separate tax category. But it often coincides with you **spending enough time in Indonesia to become tax resident**.

Key tax points to budget for:

7.1 Tax residency trigger

Under Indonesian tax law (UU HPP and related guidance):

– You are generally considered **Indonesian tax resident** if you:
– stay in Indonesia **more than 183 days in any 12‑month period**, or
– reside in Indonesia and intend to stay.

Once tax resident, you are subject to:

– **Indonesian personal income tax** on worldwide income, with certain timing deferrals for foreign-sourced income under specific rules and transitional programmes which have changed over 2023–2025. Always seek current advice.

7.2 Tax on the Golden Visa investment itself

The investment you make to qualify for the Golden Visa can trigger:

– **Withholding tax (PPh)** on interest from bank deposits or bonds
– **Capital gains or dividend tax** on listed shares or company stakes
– **Final tax** in some property/infrastructure structures

The tax cost can be manageable with:

– Correct **instrument choice** (e.g., SBN vs ordinary deposits)
– Use of **tax treaties** where relevant
– Proper **reporting of foreign assets and income**

Because the tax framework has been evolving (including the **Voluntary Disclosure Programme / PPS** and post‑programme treatment of foreign assets), we mark all tax descriptions here as **[VERIFY tax treatment year by year]**. Engage an Indonesian tax advisor before locking in a Golden Visa investment.

7.3 Wealth, succession, and exit

There is **no wealth tax** labelled as such in Indonesia as of June 2026, but:

– Inheritance and gift arrangements can trigger income-type taxation in recipients
– Future policy debates sometimes float net worth concepts; Golden Visa investors are naturally visible in policy discussions

If you intend to:

– **Naturalise** or
– **Permanently relocate significant assets**

build tax and legal cost planning into your Golden Visa budget from the outset.

8. Common misconceptions about Indonesia Golden Visa price

To cut through marketing noise, here are frequent misunderstandings we see:

8.1 “The investment is a fee and will be refunded by immigration”

No. The **investment** sits in **banks, bonds, shares, or companies**, not in Immigration’s account. Immigration only checks that:

– You have invested the minimum amount in allowed forms; and
– You continue to meet that condition.

Any return of capital or closing of positions is between you and your bank/broker/company, and always subject to **market and legal realities**.

8.2 “There is a fixed Indonesia golden visa price, all-inclusive”

There is **no single government-defined package price** that includes:

– Investment
– Fees
– Legal and tax work
– Banking arrangements

If someone quotes you “Indonesia Golden Visa = USD X all-in”, ask them to **split the quote** into:

– Government charges (with PMK reference)
– Professional fees (by firm and scope)
– Investment principal (and who controls it, on what terms)

8.3 “Golden Visa guarantees permanent residence or citizenship”

Golden Visa is a **long‑term stay permit framework**, not:

– An automatic path to **permanent residence (ITAP)**, or
– A direct route to **Indonesian citizenship**.

Permenkumham 22/2023 and 11/2024 define **residency rights conditional on investment and compliance**. Policy may evolve, but you should not treat the investment cost as a purchase price for a passport or PR card.

8.4 “Once you pay, approval is guaranteed”

Approval always remains at the **discretion of Indonesian authorities**. They can:

– Request additional documents
– Decline applications that do not meet risk or policy thresholds
– Cancel or not renew if conditions are breached

No consultant, bank, or intermediary can **honestly guarantee** approval in exchange for a fee. View such claims with caution.

9. How to approach budgeting for an Indonesia Golden Visa

To plan responsibly, work through this checklist:

1. Clarify your goal
Is your primary aim lifestyle, market access, asset diversification, or something else? Your goal affects which investment instruments and tiers make sense.
2. Choose provisional tier
5‑year vs 10‑year, individual vs corporate. Start with 5‑year USD 350,000 if you prioritise flexibility, or 10‑year USD 700,000 if you are committed to a longer Indonesia base.
3. Model currency and market risk
Simulate IDR depreciation/appreciation, interest rate changes, and plausible returns or losses on your chosen asset. This is where “cost” and “risk” intersect.
4. Layer in fixed costs
Add government fee estimates from PMK 82/2023 and realistic professional-fee quotes. These are your non‑recoverable spend.
5. Stress‑test tax outcomes
Run scenarios as Indonesian tax resident vs non‑resident, with your global income and assets mapped. The all‑in tax burden may exceed the visa‑related spend.
6. Decide on timing
Regulations and tax incentives change. Locking in a structure in 2026 might be different from waiting for clarified guidance in later years. Time horizon matters.

If you want a neutral walkthrough of the cost stack for your profile, you can plan your trip via WhatsApp with our analyst team. We can then introduce a vetted local immigration and tax partner if you decide to move forward.

10. Independence and how Golden Visa Indonesia is funded

Golden Visa Indonesia publishes **policy‑first, regulation‑sourced** intelligence. We:

– Base figures on **Permenkumham 22/2023 (am. 11/2024)**, **PMK 82/2023**, and **official Directorate General of Immigration communication**.
– Mark every threshold with **“last verified” dates** and **[VERIFY] tags** where rules are evolving.
– Separate **fact** (“PMK says X”) from **market intel** (what banks or agents tend to offer).

We are:

– **Not the Government of Indonesia or Ditjen Imigrasi**
– **Not a law firm** and do not give legal advice
– A private, research‑led publisher with a small network of vetted execution partners

Our canonical funding statement:

No one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.

If you prefer to work with your own lawyer/agent and only use this site for information, that is absolutely fine. If you want a short list of practitioners tested on real Golden Visa files, you can plan your trip and ask for introductions via WhatsApp.

11. FAQs: Indonesia Golden Visa Cost

How much does Indonesia Golden Visa actually cost in 2026?

For an individual investor, expect at least USD 350,000 or 700,000 in qualifying investment (depending on 5‑ or 10‑year tier), plus roughly USD 5,000–15,000 in combined government fees and professional support over the first cycle. Corporate or high‑capital tiers start from around USD 2.5 million in investment. All figures are last verified June 2026 and exclude market and tax effects.

Are Golden Visa Indonesia fees separate from the investment?

Yes. The investment is capital you place and maintain in Indonesian assets or companies. Government fees (set by PMK 82/2023) are separate, non‑refundable administrative charges. On top of both, you normally pay professional fees to immigration, legal, tax, and banking providers.

Is the Golden Visa investment returned to me at the end?

There is no automatic “refund” from Immigration. Your investment remains yours, subject to the normal risk and terms of the bank, bond, shares, or company you chose. You can usually withdraw or liquidate once you are no longer required to maintain it for visa purposes, but returns or losses depend entirely on market and legal outcomes, not on the visa authority.

Can I finance the Indonesia Golden Visa investment with a loan?

The regulations focus on the amount invested and proof of lawful funds, not directly on whether you used leverage. In practice, banks and Immigration scrutinise source of funds and beneficial ownership closely. Heavily leveraged structures or loans secured only against the qualifying asset carry regulatory and risk questions and should be tested with qualified legal and tax advisors before you assume they will be accepted.

Do family members increase the Indonesia Golden Visa price?

Family members do not increase the minimum investment threshold, but they do add extra government fees (additional permits) and professional work. Budget incremental government charges per dependent and some extra agency fees for handling their files. The core USD 350,000 or 700,000 investment usually covers the main applicant’s eligibility, with family attached under dependent rules.

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