Information, not advice: Golden Visa Indonesia is an independent editorial guide — not the Government of Indonesia, not the Directorate General of Immigration, and not a law firm or licensed adviser. Thresholds are USD-set, IDR-monitored, change by regulation, and apply case-by-case; figures are "last verified June 2026" — confirm at the e-Visa portal (evisa.imigrasi.go.id) and with licensed Indonesian immigration/tax counsel before acting. We never promise approval. If you engage a partner we introduce, that partner may pay us a referral fee at no cost to you.
Indonesia golden visa eligibility means the specific financial, personal, and compliance criteria you must meet to qualify for a Golden Visa under current regulations. This page sets out who qualifies Indonesia Golden Visa under each category, and who does not, using official rules and practice-based experience.
Last major content review: June 2026. All thresholds below are marked “last verified June 2026” and traced to Permenkumham 22/2023 as amended by Permenkumham 11/2024 and PMK 82/2023. Rules change; treat this as information, not personalised advice or a guarantee of approval.
Independence note: Golden Visa Indonesia is not the government, not the Directorate General of Immigration, and not a law firm. We publish independent, regulation-sourced intelligence. No one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.
1. Snapshot: Who Is Eligible for Indonesia’s Golden Visa?
Indonesia’s Golden Visa is a long-stay residency permit (5 or 10 years) for investors, certain corporate executives, and designated “global talent”. It is not a retirement visa, and it is not automatic for “rich foreigners”.
At a high level (last verified June 2026):
- Individual investors (no company): Eligible if you place USD 350,000–700,000 into approved Indonesian government instruments (5-year vs 10-year).
- Individual PT PMA owners: Eligible if you invest at least USD 2.5 million (5-year) or USD 5 million (10-year) in share capital of an Indonesian foreign investment company.
- Corporate route: Eligible if your company invests USD 25–50 million in Indonesia and nominates you as a key executive/director/commissioner.
- Property buyer: Only in very narrow cases tied to large-scale investment; there is no standard “buy an apartment, get a Golden Visa” route yet. [VERIFY – still evolving under implementing rules]
- Global talent: Possible for high-profile innovators, digital nomads at very high income levels, and certain leaders, with Government agency endorsement.
- Second Home & Investor KITAS: Different products. They have their own capital or asset thresholds and are often more realistic for retirees or property-focused applicants.
- Family members: Spouses and children can be included under dependent Golden Visas, subject to proof of relationship and sponsor’s continued eligibility.
Key reality: The Golden Visa targets people who can place hundreds of thousands to tens of millions of US dollars in Indonesia (or are specifically invited talent). If you are mainly hoping to retire in Bali on pensions or buy a single villa, the Second Home Visa or a standard Investor KITAS is usually a better fit.
2. Legal Basis and Categories (What the Regulations Actually Say)
The core regulations for Golden Visa Indonesia criteria are:
- Permenkumham 22/2023 (last substantively amended by Permenkumham 11/2024): sets immigration categories, stay periods, and broad investment types.
- PMK 82/2023: issued by the Ministry of Finance; sets the investment thresholds, instruments, and government non-tax revenue (PNBP) fees.
Under these, Golden Visa eligibility is grouped into:
- Individual investor without company
- Foreign nationals who invest personally in Indonesian instruments (government bonds, term deposits, or similar allowed instruments).
- Individual investor via PT PMA
- Foreign shareholders who own and capitalise a foreign investment company (PT PMA) at or above set thresholds.
- Corporate investor nominee
- Directors/commissioners/key executives of a foreign company that invests at scale in Indonesia.
- Global talent / special expertise
- Individuals in technology, health, research, or other prioritised fields, usually needing a recommendation from a relevant ministry or agency.
- Family dependants
- Spouses and children of primary Golden Visa holders.
Property and Second Home policies are governed through separate regulations, but they interact with Golden Visa planning, so I cover them where relevant.
3. Individual Investor (No Company): Who Qualifies?
This is the most “classic” Golden Visa Indonesia eligibility route for a private individual who does not want to manage a company locally.
3.1 Minimum Investment Thresholds
Based on PMK 82/2023, last verified June 2026, the indicative thresholds are:
| Permit length | Minimum investment (USD) | Indicative IDR (FX caveat) | Investment form |
|---|---|---|---|
| 5-year Golden Visa | USD 350,000 | ≈ IDR 5.5–5.7 billion* | Indonesian government securities / term deposits / other instruments defined by PMK 82/2023 |
| 10-year Golden Visa | USD 700,000 | ≈ IDR 11–11.5 billion* | Same as above, with higher minimum |
*FX caveat: IDR equivalents are indicative only, using broad mid-market ranges last checked June 2026. Immigration and banks apply their own rates at application and funding.
3.2 Other Core Criteria
- Proof of funds and source of wealth (AML/KYC) – bank statements, asset proof, possibly tax returns from origin country.
- Clean criminal record – generally a police certificate from country of citizenship and country of residence (if different), typically not older than 6 months at time of submission.
- Valid passport – usually at least 6–12 months beyond intended stay; in practice you want plenty of validity to avoid mid-stay renewal issues.
- Health insurance that covers Indonesia for the entire period (or at least year by year with renewal).
- Willingness to maintain the investment for the duration of the Golden Visa (5 or 10 years) – early withdrawal or falling below thresholds can lead to cancellation.
3.3 Who This Route Suits
This path is usually relevant for:
- High-net-worth individuals wanting long-stay access without actively running an Indonesian business.
- People comfortable tying up a large amount of capital in relatively conservative instruments.
- Applicants who can clearly document where their money comes from (sumber dana/sumber kekayaan).
If your net worth is below USD 1–1.5 million, tying up USD 350–700k may not be realistic. In that case, an Investor KITAS (with a smaller PT PMA investment) or a Second Home Visa may be more appropriate.
4. Individual Investor via PT PMA: Business-Focused Eligibility
The PT PMA route is for investors who want to build and operate an Indonesian company and receive a Golden Visa as a major shareholder.
4.1 Capital Thresholds
Under PMK 82/2023 and Permenkumham 22/2023 (am. 11/2024), last verified June 2026, typical minimums are:
- 5-year Golden Visa:
- Minimum share capital (paid-in) in PT PMA: USD 2.5 million (≈ IDR 39–41 billion, FX indicative).
- 10-year Golden Visa:
- Minimum share capital (paid-in) in PT PMA: USD 5 million (≈ IDR 78–82 billion, FX indicative).
Key practice points:
- Paid-in, not just authorised capital: Authorities look for actual injection (setoran modal) into the PT PMA’s bank account, not just numbers in the deed.
- Business field restrictions: Some sectors remain restricted or require special licenses; Golden Visa does not override BKPM/OSS sector rules.
- Shareholding: You must hold the qualifying share portion personally (not only via another foreign company) to be counted as an “individual investor”.
4.2 Operational Requirements
Beyond the money, you must:
- Properly establish the PT PMA (Akta, SK Kemenkumham, NIB/OSS, tax registration, etc.).
- Keep the company compliant (NPWP, SPT annual tax returns, mandatory reporting, employment rules).
- Maintain at least the minimum investment and activity level defined in the business plan you submit.
Failure to operate the company, or using it only as a shell to park capital, can be a risk factor for future immigration and tax reviews.
4.3 Who This Fits
- Entrepreneurs already planning a large-scale Indonesian operation.
- Existing investor KITAS holders scaling up their investment plus length of stay.
- Family businesses seeking a long-term Indonesia base with operational substance.
For smaller PT PMA plans (USD 200,000–1,000,000 capital), the standard Investor KITAS is more proportional and carries easier ongoing obligations.
5. Corporate Route: C-Suite and Key Executives
Under the corporate route, the company is the investor; you are the nominated beneficiary as a director, commissioner, or equivalent.
5.1 Corporate Investment Thresholds
From PMK 82/2023, last verified June 2026 (summarised):
- 5-year Golden Visa:
- Foreign company investment in Indonesia: at least USD 25 million (≈ IDR 390–410 billion).
- 10-year Golden Visa:
- Foreign company investment in Indonesia: at least USD 50 million (≈ IDR 780–820 billion).
The company can then nominate a limited number of foreign executives for Golden Visas (exact quotas and positions depend on implementing guidance; [VERIFY] locally case-by-case).
5.2 Eligibility as a Nominee
To be personally eligible:
- You should hold a formal position (director, commissioner, senior executive) recognised in company documents.
- You must still pass all personal checks:
- No serious criminal record.
- Clean immigration history (no overstay/blacklist).
- Valid passport, health insurance, etc.
- You must continue in the role and the company must maintain its investment; resignation or major downsizing can affect your status.
5.3 Best Fit Cases
- Multinational corporations with large Indonesian projects and long planning horizons.
- Regional C-suite who need long-term presence without frequent visa renewals.
Corporate Golden Visas are typically arranged through internal legal/immigration teams working with specialist local counsel. If you are an executive exploring this route personally, speak first with your employer’s legal department and then feel free to plan your trip call with us (WhatsApp-based planning is available) for an independent overview of the Golden Visa layer.
6. Property Buyer: Current Reality vs Expectations
Many people ask: “Am I eligible Golden Visa Indonesia if I buy a villa or apartment?” As of last verified June 2026:
- There is no standard Golden Visa category where simply buying residential property at consumer scale (one villa/apartment) automatically grants a Golden Visa.
- Property can be part of your investment structure (e.g., through a large PT PMA development or as part of qualifying instruments), but this is usually in the millions of USD range.
- For individuals focused purely on property, the Second Home Visa or Right of Use (Hak Pakai/HGB on HPL) property rules are more relevant.
Several draft and policy discussions have mentioned “property-linked” long-stay options. Implementation details are still evolving and subject to [VERIFY] on a case-by-case basis with notaries and BKPM/OSS status. Do not assume that any advertised “Golden Visa with villa purchase” is aligned with Permenkumham 22/2023 and PMK 82/2023 thresholds without seeing the actual regulatory mapping.
7. Global Talent Golden Visa: Income and Reputation, Not Only Capital
Indonesia has reserved Golden Visa slots for certain global talent categories: technology founders, digital economy leaders, researchers, and other high-value professionals.
7.1 Typical Eligibility Features
Regulations and ministerial circulars (last tracked June 2026) generally expect a combination of:
- High and stable foreign-sourced income, often benchmarked in the region of:
- USD 25,000–30,000 per month or more, or
- Documentable net worth above specified thresholds.
[Figures are indicative and should be [VERIFY] in each case; implementing guidance is still tightening.]
- Recognised track record:
- Founding or leading a significant tech or innovation business.
- Holding patents, major publications, or high-profile roles.
- Awards or recognition by reputable global institutions.
- Endorsement letter from a relevant Indonesian ministry/agency (e.g., in digital economy, health, research) confirming you are a “strategic talent” for Indonesia.
7.2 Who This Route Is Really For
In practice, this path is designed for:
- Well-known founders or C-level executives in tech/finance/creative industries.
- Researchers, scientists, and innovators with active collaborations in Indonesia.
- Global creators or digital entrepreneurs with very high provable recurring income.
If your main profile is “remote worker with mid- to high-level income” but without institutional endorsements, the standard Second Home Visa or other temporary stay permits may be more realistic than a Golden Visa at this time.
8. Second Home Visa and Investor KITAS vs Golden Visa
Golden Visa is not the only path to long-stay. For many, it is not the most suitable one.
8.1 Second Home Visa
The Second Home Visa is regulated separately (originally through Permenkumham 18/2022 and related circulars) and focuses on asset holdings rather than direct business investment.
Last verified June 2026, broad expectations are:
- Proof of funds or assets equivalent to around IDR 2 billion (≈ USD 125,000–135,000) placed in an Indonesian bank, or
- Ownership of eligible property in Indonesia under certain rights (Hak Pakai/HGB on HPL) at or above specified value thresholds.
This is much lower than Golden Visa capital thresholds and is often more accessible for retirees, semi-retirees, or high-earning remote professionals.
8.2 Investor KITAS
The Investor KITAS is a stay permit for shareholders/directors of PT PMA companies that meet minimum investment and paid-up capital levels (much lower than Golden Visa levels). Typical practice-based ranges:
- Company capital: from around IDR 10 billion and up, depending on sector and structure.
- Individual shareholding: often from IDR 1 billion+ personally, again depending on structure.
The Investor KITAS is usually issued for 1–2 years at a time, renewable, and remains the standard route for small- to medium-size foreign investors.
8.3 Quick Comparison
| Aspect | Golden Visa | Second Home Visa | Investor KITAS |
|---|---|---|---|
| Typical capital/asset level | USD 350k–5m+ (depending on route) | ≈ IDR 2b assets (≈ USD 125k+) | IDR billions but far below Golden Visa |
| Stay length | 5 or 10 years | Up to 5 or 10 years (depending on permit) | 1–2 years, renewable |
| Active business allowed? | Yes, via PT PMA or corporate route | Generally not an “active business” visa | Yes, investor/manager role in PT PMA |
| Main target users | Ultra HNW investors, major corporate players, top talent | Asset-rich retirees, second-home users | SME investors, entrepreneurs |
9. Family Members: Who Can Be Included?
Golden Visa holders can bring certain family members under dependent stay permits (ITAS/ITAP types linked to the main Golden Visa).
9.1 Eligible Family Members
Last verified June 2026, practice aligns with broader Indonesian immigration rules:
- Spouse (legally married, opposite- or same-sex recognition may depend on origin-country documentation and current administrative practice – [VERIFY] case-by-case).
- Children generally under 18 or not yet married, with some flexibility for older dependants still in full-time study.
9.2 Requirements for Dependants
- Passports with sufficient validity.
- Legalised and/or apostilled marriage certificates and birth certificates, translated to Bahasa Indonesia by a sworn translator where required.
- Proof of the main applicant’s ability to support dependants (the investment thresholds are normally considered sufficient, but Immigration may ask for explicit financial proof).
- No serious criminal record, especially for adult dependants.
Dependants do not need to meet the investment thresholds themselves; their status is tied to the primary Golden Visa holder. If the primary permit is revoked or not renewed, dependants’ permits normally fall away too.
10. What Disqualifies You? AML/KYC and Red Flags
Golden Visa screening combines immigration checks with financial compliance. You may be technically eligible by capital, but still refused due to risk factors.
10.1 Common Disqualifiers
- Serious criminal history:
- Convictions for terrorism, money laundering, narcotics trafficking, human trafficking, or major financial crimes.
- Inclusion on sanctions lists or watchlists (UN, EU, OFAC, etc.).
- Unclear source of funds:
- Large transfers without traceable origin (no contracts, no tax declarations, cash-only history).
- Mismatch between declared occupation and wealth.
- Previous overstay or deportation from Indonesia or serious violations of visa rules.
- Use of nominee structures that breach Indonesian company or land ownership rules (particularly in Bali property context).
10.2 AML/KYC Documentation Expectations
To pass AML/KYC screening, be prepared for:
- Bank reference letters and recent statements.
- Proof of sale of assets (property, shares) if those are the source of funds.
- Tax returns or salary slips if income-based.
- Corporate documents if wealth arises from a business you own or control.
Immigration and the Ministry of Finance co-ordinate on these checks. They have broad discretion; meeting the paper thresholds does not guarantee approval.
11. Application Mechanics: From Eligibility to E-Visa
Once you are confident you meet the capital, profile, and AML requirements, the process typically runs roughly as follows (practice-based outline, last verified June 2026):
11.1 Pre-Check and Structuring
- Choose your route (individual, PT PMA, corporate, global talent).
- Confirm you can meet the exact investment instrument and minimums under PMK 82/2023.
- Collect core AML/KYC documents and police clearances.
- If PT PMA route: set up or re-structure your PT PMA to align with thresholds.
11.2 Funding and Proof
- Open relevant bank or custody accounts in Indonesia where required.
- Transfer and lock in the investment at the level required for your route.
- Obtain official bank certificates or evidence recognised for Golden Visa purposes.
11.3 E-Visa Application
- Upload documentation via the online immigration system (e-visa portal) through a local sponsor or authorised representative if required by that route.
- Pay the non-tax state revenue (PNBP) Golden Visa fee set by PMK 82/2023 (these are higher than standard e-visa fees; ranges vary by route and length, last verified June 2026).
- Wait for eligibility screening, security checks, and decision on issuance of the e-visa approval.
11.4 Arrival and Conversion to Stay Permit
- Enter Indonesia using the issued Golden Visa e-visa within its validity window.
- Complete biometrics and issuance of your stay permit card (ITAS/ITAP) at the designated immigration office.
- Register for NPWP (tax ID) where required.
Processing times published vs real-world practice can differ; treat any timeline as an estimate only. A partner agency can manage the day-to-day administration; we can connect you with vetted operators via plan your trip (WhatsApp coordination available) if you want execution support after you’ve read the rules.
12. Tax Considerations: Eligibility vs Tax Residency
Being eligible for a Golden Visa and being tax resident in Indonesia are related but not identical.
12.1 Tax Residency Basics
Under Indonesian tax law (last verified June 2026), you can become a tax resident if:
- You stay in Indonesia for more than 183 days in any 12-month period, or
- You are present in Indonesia and intend to reside here (which a long-stay permit can indicate).
Golden Visa holders often fall into tax residency categories simply because of their length and pattern of stay, even if their investment is passive.
12.2 Common Tax Questions
- Is Golden Visa income tax-free? No. The visa itself does not grant tax exemptions. Specific incentives may exist for certain investment types or pioneer industries, but those are governed by separate tax laws and approvals.
- Do I pay tax on foreign income? Indonesia’s approach to foreign-sourced income and global taxation is evolving; recent policy has experimented with temporary relief for certain foreign-earned income in specific contexts. This area is technical and sensitive — obtain targeted advice from a licensed Indonesian tax advisor before relocating significant tax substance here.
- Do I need an NPWP? In practice, long-stay foreign residents (including many Golden Visa holders) are expected to obtain a tax ID and file annual tax returns if they are tax resident or have Indonesian-sourced income.
This page is not tax advice. Use it as a checklist of issues to raise with a tax professional in Indonesia and in your home country.
13. Costs Beyond the Investment
Golden Visa eligibility is primarily about capital, but you should budget correctly for other costs (last verified June 2026, ranges only):
- Government PNBP fees for Golden Visa:
- Substantially higher than standard KITAS fees and tiered by route and period (5 vs 10 years), as per PMK 82/2023.
- Figure on a band in the low to mid thousands of USD equivalent per person as a working range; check current fee tables before applying.
- Professional fees:
- For structuring PT PMA, handling e-visa, translations, notaris, and local filings.
- Typically from a few thousand USD upwards depending on route complexity; no single fixed market price.
- Ongoing costs:
- Company running costs (if PT PMA route): accounting, audit, licences, local staff where required.
- Health insurance premia.
- Annual tax compliance.
We do not publish “package prices” because they vary by profile, sector, and partner. If you want up-to-date ballpark ranges for your scenario, you can plan your trip with us and we’ll share indicative tiers over WhatsApp along with the relevant regulatory references.
14. Quick Self-Check: Am I Eligible Golden Visa Indonesia?
Use the checklist below as a initial filter. If you answer “yes” to a line, that category may be worth deeper work:
- Individual investment (no company):
- Can I commit USD 350,000–700,000+ into approved Indonesian instruments for 5–10 years, with clean source-of-funds evidence?
- PT PMA investor:
- Am I planning a serious Indonesian business, and can I capitalise a PT PMA at USD 2.5–5 million+ of paid-in capital?
- Corporate nominee:
- Does my employer invest at least USD 25–50 million in Indonesia, and am I part of the senior management they may nominate?
- Global talent:
- Do I have globally recognised achievements plus very high income/net worth and a realistic path to an Indonesian ministry endorsement?
- Second Home / Investor KITAS:
- If I do not meet any of the above, can I show assets of around IDR 2 billion or invest at the normal PT PMA scale for an Investor KITAS instead?
If your honest answer is “no” to all of these, you are unlikely to fit the Golden Visa framework as of June 2026, but you may still qualify for other Indonesian stay permits (work, family, study, or standard limited stay visas).
15. FAQs on Indonesia Golden Visa Eligibility
Who is eligible for the Indonesia Golden Visa?
Broadly, eligibility is limited to individuals or companies that can meet the high investment thresholds under PMK 82/2023 (USD 350,000–700,000+ for individual investors; USD 2.5–5 million+ via PT PMA; USD 25–50 million+ for corporate investors), or to designated global talent endorsed by Indonesian ministries. All applicants must pass AML/KYC, criminal record, and immigration history checks; capital alone does not guarantee approval.
Can retirees qualify for the Indonesia Golden Visa?
Most typical retirees, relying on pensions and modest investments, do not meet Golden Visa thresholds. Some ultra-high-net-worth retirees might qualify via the individual investment route if they can place USD 350,000–700,000+ in approved instruments with clear source-of-funds documentation. For most retirees, the Second Home Visa or other retirement/long-stay options are more realistic and better aligned with their finances.
Can families be included under a Golden Visa?
Yes. Spouses and dependent children can usually receive linked stay permits based on the main Golden Visa holder, assuming they provide valid passports, legalised relationship documents, and clear criminal records. They do not need to meet the investment thresholds themselves, but their status is dependent on the primary holder maintaining eligibility and investment levels.
Does buying property make me eligible for a Golden Visa in Indonesia?
No, not by default. There is no general rule that buying a villa or apartment at consumer scale grants Golden Visa status. Property can sometimes form part of a larger, qualifying investment structure (usually in the millions of USD range) or support a Second Home Visa, but any “Golden Visa with property” claim must be checked carefully against Permenkumham 22/2023 and PMK 82/2023 requirements.
Is Golden Visa Indonesia a path to permanent residency or citizenship?
The Golden Visa grants a long-stay permit (5 or 10 years) with multiple entry, not automatic permanent residency or citizenship. Long-term residence and naturalisation in Indonesia involve separate legal processes and additional eligibility criteria. A Golden Visa can support a long-term physical presence, which may be relevant for certain future applications, but it does not by itself create a right to permanent residency or an Indonesian passport.