Indonesia 10-Year Golden Visa: Higher Tiers & Long-Term Security

Information, not advice: Golden Visa Indonesia is an independent editorial guide — not the Government of Indonesia, not the Directorate General of Immigration, and not a law firm or licensed adviser. Thresholds are USD-set, IDR-monitored, change by regulation, and apply case-by-case; figures are "last verified June 2026" — confirm at the e-Visa portal (evisa.imigrasi.go.id) and with licensed Indonesian immigration/tax counsel before acting. We never promise approval. If you engage a partner we introduce, that partner may pay us a referral fee at no cost to you.

The Indonesia golden visa 10 year is the longest indonesia investor visa available under Indonesia’s new residency‑by‑investment framework. It grants a 10‑year limited stay permit (Izin Tinggal Terbatas/ITAS) tied to qualifying investment under Permenkumham 22/2023 (amended by Permenkumham 11/2024) and PMK 82/2023.

What is Indonesia’s 10‑Year Golden Visa?

Indonesia’s 10‑year Golden Visa is a long-stay investor visa that gives foreign nationals a 10‑year ITAS in exchange for higher investment thresholds than the 5‑year tier. It is designed for investors, founders, and corporate executives with significant, long‑horizon capital committed in Indonesia.

Key features from the immigration side (Permenkumham 22/2023 as amended by 11/2024, last consolidated reading June 2026):

Initial residence permission: 10 years (ITAS) tied to the investment route used.
Multiple‑entry visa facility for the same duration.
Eligibility to sponsor certain family members as dependants.
Investment must be maintained; non‑compliance can lead to cancellation.

On the fiscal side, PMK 82/2023 sets out the “golden visa service fee” (Penerimaan Negara Bukan Pajak/PNBP) tiers and refers back to immigration regulations for residence rights.

10‑Year Golden Visa Tiers and Minimum Investment

All thresholds below are taken from Permenkumham 22/2023 (as amended by 11/2024) and PMK 82/2023, last verified June 2026. Amounts in USD are as used in the regulations; IDR figures are indicative using an assumed rate of USD 1 ≈ IDR 15,500 (check current FX; immigration assesses in USD/IDR at payment time).

1. “No‑Company” Investment: USD 700,000 (Passive Route)

This is the lowest capital requirement for a 10‑year golden visa if you are not setting up or joining a PT PMA (foreign‑owned company) in Indonesia.

Minimum investment: USD 700,000 (≈ IDR 10.85 billion) in qualifying instruments, last verified June 2026 from Permenkumham 22/2023 Appendix as amended.
Qualifying forms: typically Indonesian government securities, term deposits, or other financial instruments designated in PMK 82/2023 and Ministry of Finance/Directorate General of Immigration circulars. Exact permitted products and banks are subject to [VERIFY] with your executing bank and the latest MOF list.
Holder type: individual investor (no operational company obligation).

This route suits investors who want long‑term residence rights without running a local company or hiring staff.

2. 10‑Year PT PMA Investor: USD 5,000,000

For founders and shareholders in an operational foreign‑investment company (PT PMA):

Minimum paid‑in capital / investment value: USD 5,000,000 (≈ IDR 77.5 billion), last verified June 2026 from Permenkumham 22/2023 Appendix and BKPM/OSS investment norms read in parallel.
Structure: foreign‑owned limited liability company (PT PMA) doing business in permitted sectors.
Holder type: individual foreign shareholder and/or director–commissioner in that PT PMA, depending on the specific golden visa category applied.

This tier is aimed at substantial business builders with large fixed‑capital or long‑term operating commitments in Indonesia.

3. Corporate/Strategic Investor Route: USD 50,000,000

For foreign corporations that want to base key executives in Indonesia under a corporate‑level investment commitment:

Minimum corporate investment: USD 50,000,000 (≈ IDR 775 billion), last verified June 2026 from Permenkumham 22/2023 Appendix.
Resulting benefit: a limited number of 5‑ or 10‑year golden visas can be issued to designated executives/experts linked to the investing corporation.
Use case: multinational setting up major production sites, regional HQ, R&D centre, or other large projects categorized as “strategic” investment.

Exact executive headcount and per‑person conditions come from implementing guidelines and may change with updated policy; treat all “X visas per Y investment” rules as [VERIFY] in the current Directorate General of Immigration circulars.

Indicative Comparison: 5‑Year vs 10‑Year Golden Visa

Below is a high‑level comparison between the 5‑year and 10‑year investor tiers, based on the same regulatory sources, last verified June 2026.

Parameter	5‑Year Golden Visa	10‑Year Golden Visa
“No‑company” investment	USD 350,000 (≈ IDR 5.43 bn)	USD 700,000 (≈ IDR 10.85 bn)
PT PMA investor	USD 2,500,000 (≈ IDR 38.75 bn)	USD 5,000,000 (≈ IDR 77.5 bn)
Corporate / strategic	USD 25,000,000 (≈ IDR 387.5 bn)	USD 50,000,000 (≈ IDR 775 bn)
Initial stay permit	5 years (ITAS)	10 years (ITAS)
Main legal bases	Permenkumham 22/2023, as amended by Permenkumham 11/2024; PMK 82/2023 (service fees)

Figures above are thresholds only. They exclude service fees, legal costs, and company‑setup capital beyond the immigration minimums.

Residency Rights and Long‑Term Security

The 10‑year Golden Visa is about stability, not shortcuts. It does not automatically grant Indonesian permanent residence (Izin Tinggal Tetap/ITAP) or citizenship. It gives a longer‑dated, conditional ITAS built around your investment.

What You Get with a 10‑Year ITAS

Right to reside in Indonesia for up to 10 years, renewable if requirements remain met.
Multiple entries without needing fresh visit visas.
Eligibility to apply for Indonesian tax registration (NPWP) and, where applicable, to comply as Indonesian tax residents if you meet the 183‑day test or centre-of-life criteria.
Option to sponsor dependants (subject to relationship proofs and separate fees).

What It Does Not Guarantee

No automatic path to ITAP or citizenship. Any future conversion to ITAP will depend on laws and policy in force at that time.
No guarantee your permit will last the full 10 years if you breach immigration rules or fail to maintain the required investment.
No guarantee of tax outcomes or investment returns; those depend on your structure, treaty positions, and market risk.

Family Coverage on the 10‑Year Golden Visa

Indonesia’s golden visa framework allows the main investor to sponsor certain family members as dependants. Specific wording and categories come from Permenkumham 22/2023 (as amended) and general immigration family‑reunification rules, last verified June 2026.

Typical Eligible Dependants

Spouse (legally married partner; same‑sex marriage recognition depends on document origin and Indonesian law).
Children under a set age threshold (commonly under 18 or under 21, unmarried) – [VERIFY] exact age in the latest Directorate General of Immigration guidance at application.
Possibly older children or parents in specific humanitarian or dependency cases, treated case‑by‑case.

Dependants usually receive ITAS linked to the main holder’s validity. They cannot use the dependant permit to work in Indonesia unless separately authorised (work permits and IMTA/RPTKA regime still apply).

Costs for Family Members

Each dependant attracts its own state service fee (PNBP) for visa issuance and ITAS, charged per person, per year or per validity slice as stipulated in PMK 82/2023 and immigration fee tables. Last verified June 2026, the regulation lists distinct tariffs for:

Golden visa application/approval.
Visa issuance at an embassy/consulate or at the airport (e‑VOA equivalent where offered).
ITAS issuance and stay‑permit card (electronic M‑Card or equivalent).

Actual payables will vary with currency, chosen validity form (single lump vs staged), and any local bank/processing fees. Treat all online calculators as estimates until you see the official billing code in the payment gateway.

10‑Year vs 5‑Year: Is the Extra Investment Justified?

This is ultimately a capital‑allocation and life‑planning question. We provide information, not advice.

When the 10‑Year Tier Commonly Makes Sense

Long planning horizon: you know you want a base in Indonesia for a decade or more (for children’s schooling, regional HQ, or medical/lifestyle reasons).
High capital anyway: your project size is already near or above the 10‑year thresholds; the marginal increase over the 5‑year tier is small relative to total exposure.
Reduced renewal friction: fewer major immigration events. Though 5‑year renewals aren’t inherently “risky”, they add moving parts (updated health checks, biometrics, compliance checks, and fee changes).

When a 5‑Year Tier Can Be More Rational

Exploratory phase: you’re testing Indonesia as a base and prefer a lower initial capital lock‑in.
Liquidity priority: doubling the “no‑company” stake from USD 350k to USD 700k may crowd out portfolio diversification.
Uncertain residency pattern: you expect to spend limited time in Indonesia and are not seeking tax residency or deep roots.

The key trade‑off: capital tied vs years of security. We strongly recommend running this through your own financial, legal, and tax advisers in each relevant jurisdiction before committing.

If you want to sanity‑check your reading of the rules or be introduced to a vetted executing partner, you can plan your trip with us by email or WhatsApp; no one can pay to change what we publish, but if you proceed with our partner they may pay us a referral fee at no extra cost to you.

Fees, Costs, and Currency: What You Actually Pay

Official state fees for golden visa applications are set in PMK 82/2023, last verified June 2026. These are denominated primarily in IDR but may be pegged to USD bands for some investor tiers.

Components of Your Total Cost

Investment Amount: The capital you must place or commit (USD 700k / 5m / 50m as above). This is not a fee; it’s your asset, but it must remain in the required form and amount under immigration rules.
Service Fees (PNBP): Government fees for application processing, visa issuance, and ITAS issuance. These are per person. PMK 82/2023 lists exact numbers; expect higher brackets for golden visa than for standard investor KITAS.
Professional & Banking Costs: Legal opinions, notary fees, PT PMA setup, licensing, local director where required, translation/legalisation of documents, bank account opening and custody. Market rates, not regulated; do not rely on a single quote without context.
Tax & Compliance Costs: Ongoing accounting, payroll (if running a PT PMA), transfer‑pricing support, and tax advisory in both Indonesia and your home country.

USD vs IDR and FX Caveats

Regulations state thresholds in USD for clarity, but payments into Indonesian banks and fee payments may be in IDR.
Always confirm with your bank and the executing agent the exchange rate source (Bank Indonesia middle rate, bank’s own rate, or system rate on payment day).
Because the immigration threshold is a minimum, leave a buffer in IDR to avoid slipping below due to FX moves.

Eligibility: Who Can Qualify for a 10‑Year Golden Visa?

Eligibility spans both general immigration conditions and specific investment criteria.

General Immigration Conditions

These come from the Immigration Law framework and Permenkumham 22/2023, last verified June 2026.

Valid passport with sufficient remaining validity (commonly at least 6–12 months beyond permit period; [VERIFY] current Directorate General of Immigration practice).
No entry ban or blacklist record in Indonesia.
Clear criminal record from your jurisdiction(s) of residence, evidenced by a police certificate where required.
Proof of health insurance and ability to cover living expenses.
Agreement to comply with Indonesian laws, including immigration, tax, and reporting obligations.

Investment‑Specific Conditions

Documented evidence of funds and legitimate source (bank statements, sale contracts, company accounts).
For PT PMA: compliant corporate structure under BKPM/OSS, including minimum authorised and paid‑in capital, sector‑appropriate licences, and composition of shareholders/directors.
For “no‑company” route: placement of funds into approved instruments at a qualifying Indonesian bank or custodian, supported by confirmation letters in the format immigration expects.
For corporate route: proof of the corporate investment and link to nominated executives (employment contracts, board resolutions, etc.).

Approval remains at the discretion of the Directorate General of Immigration. Meeting all stated thresholds and conditions does not create a right to approval.

Application Process: From Decision to 10‑Year ITAS

The golden visa process uses Indonesia’s online immigration systems plus physical biometrics. There are variations by route and embassy, but the basic steps (last mapped June 2026) are:

1. Structuring and Pre‑Approval

Choose route (no‑company vs PT PMA vs corporate) based on your own planning and professional advice.
Set up PT PMA and obtain NIB/licences if using the company route. This includes notary deed, Ministry of Law and Human Rights approval, OSS registration, and sectoral permits where needed.
Open Indonesian bank or custodian accounts and move in the required investment funds.
Gather your personal documents: passport, photos, CV, police clearance, marriage/birth certificates for family, financial statements.

2. Online Golden Visa Application

Submit an online application through the official immigration system under the relevant golden visa sub‑category.
Upload required documents, including proof of investment and source of funds.
Pay the golden visa processing fee (PNBP) via the designated payment gateway.

3. Assessment and Approval-in‑Principle

Directorate General of Immigration reviews documents and may request clarifications or additional evidence.
Security and background checks are conducted against national and international databases.
If approved, an approval letter or visa authorisation code is issued for use at an embassy/consulate or at the entry‑point system.

4. Visa Issuance and Entry

Depending on the system in force, you either:
- Obtain a visa stamp/e‑visa before travel; or
- Enter with an electronic approval and receive the facility at the airport.
Keep copies of all approvals and investment confirmations with you at travel time.

5. ITAS Activation and Biometrics

Within the timeframe indicated in your approval (commonly within 30 days of entry; [VERIFY] at time of application), report to the designated immigration office.
Provide fingerprints, photos, and signatures for the ITAS.
Receive your electronic stay permit (ITAS) and, where applicable, a physical or digital card.

6. Ongoing Compliance

Maintain investment levels and structure as declared in your application.
Update address and civil‑status information with immigration as required.
Comply with tax registration and filing duties if you become an Indonesian tax resident.
Apply for renewal or transition (if allowed) before expiry, providing updated proof of investment.

Tax Residence and Fiscal Considerations

Golden visa status does not, by itself, make you a tax resident; tax residence is defined under Indonesia’s Income Tax Law.

When You Become an Indonesian Tax Resident

Under current rules (last read June 2026):

If you spend more than 183 days in Indonesia within a 12‑month period; or
If you stay in Indonesia and have the intention to reside (centre of vital interests) – even below 183 days – you can be treated as tax resident.

As a tax resident, you are in scope for Indonesian tax on worldwide income, subject to any specific tax incentives or transitional rules for new residents that may be introduced by the Ministry of Finance. Interpretation is case‑specific and should be confirmed with a licensed tax adviser.

Key Tax Questions to Address with Professionals

How your investment income (interest, dividends, gains) from the golden visa portfolio will be taxed in Indonesia.
How your home country treats Indonesian‑source income and whether a tax treaty applies.
Implications for controlled foreign company (CFC) rules and exit tax in your home jurisdiction.
PIT (Pajak Penghasilan) obligations if you are drawing salary from an Indonesian PT PMA.

Golden Visa Indonesia is an information platform. We are not a law firm, tax firm, or financial advisor. Always secure formal written advice from appropriately licensed professionals before restructuring assets or relocating.

Renewal and Exit Options for the 10‑Year Golden Visa

Regulations foresee that golden visas can be renewed if investment conditions continue to be met, but the exact process and evidentiary standards may evolve across a decade.

Renewal at 10 Years

Near the 10‑year mark, you will need to re‑demonstrate that:
- Your investment still meets or exceeds the minimum threshold; and
- You remain compliant with immigration and, where relevant, tax regulations.
Service fees for renewal will be charged at prevailing rates in the PMK in force at that time—PMK 82/2023 may be replaced or amended within a 10‑year window.

Do not plan on “today’s” fee schedule applying in 10 years. The only stable anchor is the principle that maintaining investment is necessary for renewal.

Exit: If You Want to Stop

You can disinvest and allow the permit to lapse at expiry.
If you withdraw funds below the regulatory minimum while the visa is still active, immigration may cancel the permit.
If you decide to leave Indonesia earlier, ensure deregistration from tax and social systems as appropriate and formally record your departure with immigration.

Our Role: Independent Intelligence, Vetted Execution Partners

Golden Visa Indonesia (goldenvisaindonesia.com) is an independent information publisher focused on residency‑by‑investment policy. We are not a government agency, not the Directorate General of Immigration, and not a law firm.

We read and track the primary regulations (Permenkumham 22/2023 and 11/2024; PMK 82/2023; Directorate General of Immigration circulars).
We date‑stamp every threshold and highlight [VERIFY] where policy is moving or interpretations diverge.
We do not give personalised legal, tax, or investment advice.

If you want help translating this framework into an actionable plan, we can introduce you to licensed Indonesian legal, corporate‑services, and tax professionals. To start that process via email or WhatsApp, you can plan your trip with us; no one can pay to change what we publish, but if you proceed with our partner they may pay us a referral fee at no extra cost to you.

FAQs: Indonesia 10‑Year Golden Visa

How much do I need to invest for a 10‑year golden visa in Indonesia?

For individuals, the minimum “no‑company” route is USD 700,000 (≈ IDR 10.85 billion), and the PT PMA investor route is USD 5,000,000 (≈ IDR 77.5 billion). For corporate/strategic investors, the minimum is USD 50,000,000 (≈ IDR 775 billion). All figures are from Permenkumham 22/2023 as amended by 11/2024 and PMK 82/2023, last verified June 2026, and exclude government fees and professional costs.

Is the 10‑year golden visa in Indonesia permanent residence?

No. It is a long‑duration limited stay permit (ITAS) valid for 10 years, conditional on maintaining your investment and complying with immigration rules. It is not an ITAP (permanent residence) and does not automatically convert into one.

Can my family join me on a 10‑year golden visa?

Yes, in most cases you can sponsor a spouse and children (subject to age and marital‑status limits) as dependants. Each dependant has separate fees and must provide supporting documents. Their permits are usually tied to the validity of your own 10‑year ITAS.

Is the 10‑year golden visa “worth it” compared with the 5‑year option?

It depends on your time horizon, risk tolerance, and capital. The 10‑year tier roughly doubles the investment thresholds compared with the 5‑year tier but reduces renewal events and offers longer visibility. This is a financial and life‑planning question that should be answered with your advisers; our role is to set out the regulatory facts.

Can I work or run a business in Indonesia with a 10‑year golden visa?

The visa itself gives you residence rights. Your ability to work or manage a business depends on the specific sub‑category and work‑permit framework. PT PMA‑based golden visas are designed around active investors and executives, but you must still comply with manpower regulations (RPTKA/IMTA equivalents) and sectoral rules. Always confirm your exact permissions with a qualified Indonesian immigration lawyer or consultant.